Royal Bank Invest Funds overview
Five funds overview
Choose from five ready made funds that have low fees and charges. Alternatively, the online automated advice can advise which fund is best for you.
Each fund has a different level of risk from 'low' to 'high'. Choose a fund with the level of risk you are willing to take.
Monitor how your investment is doing 24/7 with your online investment account.
Low to Medium Risk
Personal Portfolio 2 Fund
As the risk increases, the amount invested in lower risk investments, such as bonds reduces. The low to medium risk fund invests at least 50% of its value in bonds.
The long term asset mix is made up of 60% Bonds, 38% Equity and 2% Cash.
Personal Portfolio 3 Fund
The medium risk fund has an increasing exposure to higher risk investments, such as equities. The medium risk fund invests at least 45% of its value in equities.
The long term asset mix is made up of 44% Bonds, 54% Equity and 2% Cash.
Medium to High Risk
Personal Portfolio 4 Fund
As risk increases further, so does the exposure to equities. The medium to high risk fund invests at least 65% of its value in equities.
The long term asset mix is made up of 24% Bonds, 74% Equity and 2% Cash.
Personal Portfolio 5 Fund
This is the highest risk fund in the range with the greatest emphasis on higher risk assets, such as equities. The high risk fund invests at least 90% of its value in equities. As the risk profile increases to a high level, so does the feasibility of a large return or a larger capital loss.
The long term asset mix is made up of 98% Equity and 2% Cash.
The funds' asset mix allocation may vary but will always be consistent with their objective.
Each illustration shows long term asset mix, effective from January 2017.
Already a Royal Bank Invest customer?
If you've already invested online through NatWest Invest, you can track the progress of your investment as and when you want with your online investment account.