Help To Buy Scheme | Royal Bank of Scotland

What government help is available?

Your first home could be closer than you think

Royal Bank mortgages are available for over 18s

Find out how much you could borrow

Your home may be repossessed if you do not keep up repayments on your mortgage

What is help to buy?

Help to Buy is a Government initiative that aims to help first-time buyers get on the property ladder.

It was designed to help those who can afford mortgage repayments but may be struggling to save up the 20% deposit normally needed. You can also take a look at the Help to Buy website or Money Advice Service for more details.

Help to Buy Equity Loan

Help to Buy Equity Loan schemes can help you by taking out a loan, which you add to your deposit for the house you want to buy.

Then you take out a shared equity mortgage on the remaining part of the property's price. 

This is for buyers of new-build properties only (with selected developers).

Read about the Help to Buy Equity Loan

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What can you afford?

Mortgage Agreement in Principle

An indication of whether we could lend you the amount you need to borrow.

Mortgage calculator - our mortgage rates

See our rates and work out what your mortgage might cost each month

Savings Goal Tool

Use your Royal Bank savings account to start a savings goal towards your deposit

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