How to remortgage
Looking for a new mortgage?
It's a good time to see if you can save on your monthly repayments by going for a mortgage with a lower interest rate. You could also change the amount or term of your mortgage.
Early repayment charges apply to fixed rate mortgages. They may also apply to other products, and you may have to pay product fees as well.
The steps to follow
Find out how much your home is worth and how much you have left to pay
Get a copy of your latest mortgage statement from your current lender to see how much you have left to pay. And if you move your mortgage to us we'll pay your valuation and legal fees. Exclusions apply.
Remember to check out if there are any early repayment charges on your current mortgage before you make any decisions. You can find out more about paying off your mortgage early by reading our guide.
Check how much you could borrow
Use our tool to see how much you could borrowYou can get an idea of how much we may be able to lend you using our calculator, all you need to do is enter a few details.
See what Royal Bank of Scotland could offer
Check out our range of mortgagesIf you're thinking of moving your mortgage to Royal Bank of Scotland, take a look at what we offer and see what could work for you. Mortgages are available to over 18s.
Switch to a new deal
Already have a mortgage with us?Take a look at the deals that you could switch to if you want to move from your current mortgage with Royal Bank of Scotland.