Life Moments

How to
remortgage

Looking for a new mortgage?

It's a good time to see if you can save on your monthly repayments by going for a mortgage with a lower interest rate. You could also change the amount or term of your mortgage.

Early repayment charges apply to fixed rate mortgages. They may also apply to other products, and you may have to pay product fees as well. 

Steps to follow

  1. 1

    Find out how much your home is worth and how much you have left to pay

    Get a copy of your latest mortgage statement from your current lender to see how much you have left to pay. And if you move your mortgage to us we'll pay your valuation and legal fees. Exclusions apply.

    Remember to check out if there are any early repayment charges on your current mortgage before you make any decisions. You can find out more about paying off your mortgage early by reading our guide.

  2. 2

    See what Royal Bank could offer

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    Check out our range of mortgages

    If you're thinking of moving your mortgage to Royal Bank, take a look at what we offer and see what could work for you. Royal Bank mortgages are available to over 18s.
  3. 3

    Switch to a new deal

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    Already a Royal Bank mortgage customer?

    Take a look at your personalised deals if you want to switch your current Royal Bank mortgage.

Is there something else you're looking for?

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