Starting working life - Graduation | Royal Bank of Scotland

Life after graduation

Life after graduation

Life after graduation

Helping you budget

Salary calculator
Add your signposting title here… Finding your first job and budgeting

You’ve written your CV, filled in endless application forms, and made it through some pretty gruelling interviews. Now, finally, you’ve got your first ‘proper’ job and soon you’ll get your first payslip. From commuting, to buying new work clothes, you’ll need to create a budget to see what you can afford to spend in the working world.

See what to budget for
Dealing with student debt

Dealing with student debt

Add your signposting title here… Dealing with student debt

Just graduated? Now’s a good time to work out your budget and start thinking about how you’ll pay off any student debts. You may have a student loan, an overdraft and other debts to deal with. Not sure where to start? 

See where to start tackling your student debts
Add your signposting title here… Money tips for graduates

Unsure how you’ll manage your money after you graduate? Use this handy tool from the Money Advice Service to get free, personalised tips to help you start planning ahead. Just enter a goal like travelling, finding a new place to live, or moving home and you’ll be shown tips relevant to your plans.

See graduate tips from the Money Advice Service
Tools to help you plan

Our handy salary calculator can help you to work out what your take home pay is after tax and deductions each month. Use the budget calculator to then work out your monthly budget.

Mobile app

App available on most smartphones to Royal Bank of Scotland customers with Digital Banking and a UK mobile number

Mobile Banking app

Whether you are in a rush or just want to make the most of your downtime, our mobile app lets you stay in touch with your finances at a time that suits you. Plus, beyond checking your balance, it's packed full of features to let you do your day to day banking:

Pay your bills and friends

Log in using your fingerprint

Learn more about the app
Useful links

Your first payslip explained
Money Advice Service

UK careers, employment and recruitment
Graduate Jobs

UK student and graduate job website

A government service that matches graduates with businesses
Graduate Talent Pool

About paying back your student loan

Life as a new graduate
Save the Student

These links are to non-Royal Bank of Scotland websites. Royal Bank of Scotland is not liable for the accuracy of the information provided on these websites. 

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