Privacy Notice:
We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.
Adjusting to your new independence is a big part of the university experience, especially when it comes to your finances and making your money go further. Whether you're a student looking for ways to make money on the side or just need a little saving advice, this page has the tips you need.
Estimating how long each income payment needs to last you is a good place to start. Find out when your loan payments are due throughout the year using the student loans company website. Once you know how much you’ll earn and owe per week you can work out how much you have left to spend.
Having to budget may mean that you find yourself with less disposable income than you may be used to. Switching to discount supermarkets for your weekly food shop could help save you money. In addition, shopping for clothes in charity shops can save you money on clothes and is more sustainable for the planet as well.
Takeaways and ready meals, while not part of a healthy diet, are also financially unsustainable. The earlier you start meal prepping and cooking meals to last you up to a week in one session, the more money you will save.
Compare your broadband and utility bills with competitor offers. It could be that switching providers could save you money.
If you're worried about falling into an unarranged overdraft, set up an arranged one as an extra buffer so you don't incur any charges.
If you are in a position where you are able to put a little money aside each month, opening a savings account could help that money grow.
For the sixth year in a row, we’ve published data to help you understand what it’s really like to be a student at university. We’ve asked 3,604 students across 35 popular university cities how much they spend on essentials like food, rent and bills, and how they juggle their time across studying, part-time work and socialising
Stay in control of your finances with online and mobile banking
Digital Banking available to customers aged 11+ with a Royal Bank account. App available to customers with Digital Banking and a UK or international mobile number in specific countries.
Touch ID and Face ID keeps your details under lock and key, should a phone be misplaced. Available on selected devices.
Round-the-clock access lets you stay on top things wherever or whenever you like, perfect for late nights on campus
Cutting-edge features like “Get Cash” allows card-less ATM withdrawals. Limits apply.
Complete everyday banking tasks wherever you are - all you need is an internet connection
Digital banking doesn’t close in the evening and you’ll never have to wait in a queue, providing more time to focus on the studying
Gain a higher level of visibility and control over your finances to stay on top of spending
