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Supporting you through changes at work

From maternity leave to work-related stress and redundancy, we can help.

Your rights at work

Going back to work

Whether you've been raising children, caring for a relative or just taking some time out, it's natural to feel anxious about going back to work. The National Careers Service gives confidential and impartial advice and could help you get back into the swing of things. 

The Money Advice Service also has lots of helpful information on returning to work after having a baby. 

Work-related stress

Feeling stressed? You’re not alone. Studies show that stress accounts for 40% of cases of workplace sickness in the UK. Too much pressure and worries about employability are both common causes.

While we all need a bit of pressure to get our job done, when you can’t cope, it’s time seek help. The NHS have some great tips for managing stress.

Employment contracts

An employment contract establishes the rights, responsibilities and duties of an employer and an employee. You should check any employment contract terms carefully before agreeing to them and if in doubt, seek professional help.

Get more information from the Money Advice Service.

Facing redundancy

If you've just been made redundant, it's important to stay on top of your finances. We' ve pulled together a list of four things things to think about if you find yourself in what can be a very daunting situation. 

  1. 1

    Your rights in redundancy

    By law, if your employer puts you forward for redundancy they have to make you aware beforehand and give you a period of notice (or pay in lieu of notice). 

    Your employer must use a fair way of selecting job roles to make redundant and be able to tell you what that is.

    You may have the right to paid time off work for training or to look for a new job.

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    Know your rights

    Get familiar with what you're entitled to if you're being made redundant.
  2. 2

    Redundancy Pay

    If you’ve worked for your employer for at least two years, you’re entitled to statutory redundancy pay. This is the legal minimum that your employer will need to pay, unless it has gone out of business. If that’s the case, you can apply to the National Insurance Fund for a direct payment. How much you’ll get depends on your age, how long you’ve worked for your employer and how much you earn.

    The good news is the first £30,000 is non-taxable.

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    Advice on employment rights

    Get free and confidential advice from The Advisory, Conciliation and Arbitration Service.
  3. 3

    Managing your debts

    If you’ve been made redundant, speak to lenders about reducing payment on any debts, especially your mortgage lender because you risk losing your home if you don’t keep up your repayments.

    Don’t stop paying without speaking to your providers first. Many lenders are sympathetic and will talk to you about how you can cope while you get back on your feet and what your options are. 

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    Managing your money

    Check out our helpful tips and tools on budgeting and making the most of your money.
  4. 4

    Reducing your outgoings

    Take a look at your expenses...are there any non-essential things you can cut back on? If you’re still working, this could help you build up a savings buffer. 

    Make sure to review your monthly bills and shop around to see if you can save money by switching providers. 

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