Loans - Unsecured personal loans - Royal Bank of Scotland

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Personal Loans

Fixed term.
Fixed monthly repayments.
Simple as that.

Apply for a loan Calculate the possibilities

Borrow between £7,500 and £19,950 at our rate of 

Representative 3.4% APR  

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Here's why a Royal Bank loan might be right for you

Borrow between £1k and £50k
£1,000-£7,450 repay over 2-5 years, £7,500-£50,000 repay over 2-8 years. Home improvement loans of £7,500 or more can be repaid over 2-10 years.

Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.

Funds next working day
If you use Digital Banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Personalised Quick Quote
Add your signposting title here… Find out if you're likely to be approved

We'll show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating

Personalised Quick Quote

Not sure which type of borrowing is right for you?

Use our borrowing needs tool to compare the features of different types of lending.

Ready to apply?
Apply for a loan
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