Let's get ready to apply

We just need to run a few things past you before you start your application.

Firstly, you can apply for a loan if you:

  • are 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
  • have not been declared bankrupt in the last 6 years
  • have not applied for a personal loan with us within the last 28 days

Click and read each link below before you apply:

Important information

We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.

Sound okay? Let's get started. Do you use Digital Banking?

Brilliant, apply now.

Brilliant, apply now.