Let's get ready to apply
We just need to run a few things past you before you start your application.
Firstly, you can apply for a loan if you:
- are 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days
We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.