First time buyers guide

Help with buying
your first home

Everything you need to know about buying your first home

It can be daunting when you are looking to buy your first home but we are here to help. Read though our helpful step by step guide or use the link below to get in touch.

Your step by step guide to buying your first home

What you need to know

How much could you borrow from us? You need to know this so you have an idea of the price range of houses to look at.
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Try our mortgage calculator

This gives you an idea of what you might be able to afford. You can compare mortgage rates and get an indication of the monthly repayments.
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Get an Agreement in Principle

For a more accurate answer, get an Agreement in Principle. Have a property in mind? Use this tool to find out how much we could lend you without affecting your credit score.

What is an Agreement in Principle?

An Agreement in Principle (AIP) is an indication of how much you could borrow. It's based on the details that you give us. It's not a full mortgage offer, but it shows sellers and agents that you're a serious buyer.

You can get an AIP at any time without affecting your credit score or credit file.

Need some help?

Call us

We're on hand to arrange a phone or branch appointment with one of our qualified mortgage advisers. We can also help with any general queries about the process. 

Call us on 0800 056 0567

Customers with hearing and speech impairments can contact us by using our Minicom number 0800 027 1396.

Arrange a callback

Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.

This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.

Something else we can help you with?