Here's what you'll need to have available...
Income and employment / self employment
- 3 months payslips if employed
- 2 years accounts and SA302's if self employed (Sole Trader / Partnership / Company Director)
- If you are using any bonus / commission or overtime you will need 2 years P60's to evidence this
Outgoings
- If you do not have a NatWest or Royal Bank of Scotland account we will require 3 months bank statements
- Do you have any of the following; Credit cards, Loans, Hire Purchase, School fees, Maintenance payments
- If so we will need to know the following;
- Monthly cost
- Balance outstanding
- Length of agreement and interest rates where applicable
- Any commitments for which you are committed to for more than 6 months
- If so we will need to know the following;
Property Portfolio
If you have any properties that you own or have an interest in we will require the following;
- Full Address, Postcode and property particulars of all properties in the UK
- Estimated Property value, details of any debt secured against it and associated monthly commitments
- Monthly Rental income received from any investment properties