How to Apply for our Mortgages | Royal Bank

couple applying for a mortgage

Applying for a Royal Bank mortgage

Choose your preferred way to apply and get started today

Royal Bank mortgages are available for over 18s

Your home may be repossessed if you do not keep up repayment on your mortgage



Apply in branch or by phone

Get advice on which mortgage is best for you.

You can choose to either meet with a qualified mortgage adviser at your local branch, or talk with a member of our mortgage team over the telephone.

Your appointment will take around 2 hours.

Book an appointment
Call us, or we can call you...
Or arrange a free call back

Opening hours: 
Mon-Fri 8am-8pm, Sat - Sun 9am-4pm
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

Apply online

Apply online if you are comfortable in choosing a mortgage without advice from us.

You won’t benefit from the protection provided by our advised service.

It is not possible to apply online for a Right to Buy, shared equity, interest only or 95% mortgage, or when consolidating personal debt when remortgaging. 

If you have tied accomodation or work for the armed forces, please call us or visit your local branch.

Apply online today

Compare mortgages and monthly repayments

See the mortgage rates we offer and compare what your monthly payments would be with our different mortgages and interest rates.

 Get an idea of the monthly repayments

✓ Compare our mortgage deals

Search our mortgages

Get an online Agreement in Principle

Found a property and ready to make an offer? Getting an indication that we'd be willing to lend to you puts you in an ideal place to begin bidding for your new home with confidence.

 Find out how much you could borrow

✓ No impact on your credit file

Get your Agreement in Principle

We're here to help

If you have any questions about getting a mortgage with us, please get in touch. You can chat online or by phone, or visit your local branch.

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