Applying for a Royal Bank mortgage
Choose your preferred way to apply and get started today
Royal Bank mortgages are available for over 18s
Your home may be repossessed if you do not keep up repayment on your mortgage
Apply in branch or by phone
Get advice on which mortgage is best for you.
You can choose to either meet with a qualified mortgage adviser at your local branch, or talk with a member of our mortgage team over the telephone.
Your appointment will take around 2 hours.
Apply online
Apply online if you are comfortable in choosing a mortgage without advice from us.
You won’t benefit from the protection provided by our advised service.
It is not possible to apply online for a Right to Buy, shared equity, interest only or 95% mortgage, or when consolidating personal debt when remortgaging.
If you have tied accomodation or work for the armed forces, please call us or visit your local branch.
Compare mortgages and monthly repayments
See the mortgage rates we offer and compare what your monthly payments would be with our different mortgages and interest rates.
✓ Get an idea of the monthly repayments
✓ Compare our mortgage deals
Get an online Agreement in Principle
Found a property and ready to make an offer? Getting an indication that we'd be willing to lend to you puts you in an ideal place to begin bidding for your new home with confidence.
✓ Find out how much you could borrow
✓ No impact on your credit file