Mortgages - Switching to a new RBS mortgage deal - RBS

Switch to a new deal online

Existing RBS mortgage customers

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Your home or property may be repossessed if you
do not keep up repayments on your mortgage

You will need your 8 digit mortgage account number. You can find this on your online or mobile app banking account summary page, if you are registered, or on your annual mortgage statement.

 

If you still can’t find your account number, just use our free call back service and ask us.

View deals Want to switch to a new RBS mortgage deal?

You are eligible to view deals online if:

 You are within 3.5 months of your existing deal ending or on a standard variable rate

There’s more than £25,000 left to pay on your mortgage

You have more than 27 months until your mortgage is fully repaid

 Your RBS mortgage started after October 2004
 

 

 You’re keeping your mortgage amount, term and repayment terms as they are now

 

 If applicable, your current tracker product has ‘track and switch’ facility

 

If you are in any doubt whether you can switch online - simply try imputing your mortgage account number and if we recognise this and let you proceed, you are eligible.

 

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Easy switching Benefits of switching online

If you're looking for a new deal, we've made it easy to switch online.

 

 All your documentation is sent to your email address, then you verbally accept your new deal - simple and quick

 

 There’s no valuation fee as we don’t need a valuation

 

 No credit score or legal fees to switch your deal

 

 And no long application forms

The benefits of online switching explained
What will happen? Switching is easy with our online service

Frequently asked questions More information about switching your mortgage online
Helpful banking Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here (650K PDF) or visit www.fscs.org.uk.

Deal ending soon? Ready to view deals
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You will need your 8 digit mortgage account number.

You can find this on your online banking account summary page, if you are registered, or on your annual mortgage statement.

If you can't find your account number, use our free call back service and ask us.

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