Remortgage
Redecorate
If you could save money on one of your biggest bills, how would you spend the extra money? Find out how we could help you with your remortgage
Royal Bank of Scotland mortgages are available for over 18s only
Your home may be repossessed if you do not keep up repayments on your mortgage
Why remortgage to Royal Bank?
We'll pay your fees
You won’t have to worry about standard legal and valuation fees. We’ll pay these for you if you move your mortgage to us.
Get a quick decision online
Apply for an Agreement in Principle online, and we’ll give you an indication of how much we could lend you in just a few minutes.
Multiple ways to apply
Apply for your mortgage in branch, online, or by phone – the choice is yours.
Remortgage tools and calculators
Browse our remortgage rates
Compare our fixed and tracker rates against your current deal, and get an indication of what your monthly repayments could be if you chose to remortgage.
Get an Agreement in Principle
Tell us about your current mortgage, income and outgoings, and we’ll give you a clear indication if we can lend you the amount you’d like to borrow.
✔ Clearly compare mortgage rates and deals
✔ See what the monthly repayments could be
✔ A personalised indication of what we could lend
✔ Soft credit check with no impact on your credit score
Ways to apply
In branch
Pop in to your local branch to get advice on which mortgage is right for you.
You’ll need to book an appointment in advance, which you can do by coming in or giving us a call.
Your appointment will be with a qualified mortgage adviser and last for around 2 hours.
By phone
Chat through the process over the phone and arrange a phone appointment with a qualified mortgage adviser.
They’ll explain your next steps and the appointment will last around 2 hours.
Online
Apply online if you are comfortable in choosing a mortgage without advice from us.
You won’t benefit from the protection provided by our advised service.
You cannot apply online when consolidating personal debt as part of your application, or when applying for an interest only mortgage.