Remortgage Deals and Offers - Mortgages | Royal Bank of Scotland

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Remortgage to
Royal Bank

If your mortgage is with another lender, you could save money by remortgaging to us. It's simpler than ever to do, as you can now upload, sign and view all your documents online, whether you apply online, by phone or in branch.

Royal Bank mortgages are available for over 18s

Your home may be repossessed if you do not keep up
repayments on your mortgage

  • How to remortgage

  • Why choose Royal Bank

  • How to Apply

How to remortgage

Want to pay less each month?

Our mortgage calculator allows you to quickly compare our rates, while our Agreement in Principle tool gives you an indication of what you could borrow without affecting your credit score.

Compare our remortgage rates

✔ Get an idea of your monthly repayments

✔ Work out if you could save by moving to us

Compare remortgage rates

Get an Agreement in Principle

✔ Takes just 5 minutes online

✔ Our soft credit check has no impact on your credit file

Get an Agreement in Principle

Why choose Royal Bank

Simplicity, choice and service

We'll pay your fees 

You won’t have to worry about standard legal and valuation fees. We’ll pay these for you if you move your mortgage to us (exclusions apply).

See full details >

Get a quick decision online

Get an Agreement in Principle online, and we’ll give you an indication of how much we could lend you in just a few minutes.


Multiple ways to apply

Apply for your mortgage online, in branch or by phone - the choice is yours.

All options allow you to easily upload, sign and view all your documents online.

How to Apply

Choose how you wish to apply using the options below

Apply in branch or by phone

Get advice on which mortgage is best for you. 

You can choose to either meet with a qualified mortgage advisor at your local branch, or talk with a member of our mortgage team over the telephone. 

Your appointment will take 2 hours. 

Book an appointment
Call us, or we can call you...
Or arrange a free call back

Opening hours: 
Mon-Fri 8am-8pm, Sat - Sun 9am-4pm
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

Apply online

Apply online if you're comfortable in choosing a mortgage without advice from us. 

You won't benefit from the protection provided by our advised service.

You cannot apply online when consolidating personal debts as part of your application, if this is a shared equity application or when applying for an interest only mortgage. If you have tied accommodation or work for the armed forces, please call us or visit your local branch.

Apply online
Win £10,000 cash

Thinking about home improvements? Or are you saving to buy a house? Imagine what a difference some extra money could make. Enter our free prize draw online for a chance to win £10,000.

Closing date 31st January 2020. There is one prize available. Excludes Northern Ireland.
Over 18s only. Terms and conditions apply

Enter now

We're here to help

If you have any questions about getting a mortgage with us, please get in touch. You can chat online or by phone, or visit your local branch.

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