Buy your first home
It can be daunting when you are looking to buy your first home but we are here to help.
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Mortgages
Find a mortgage with Royal Bank
What are you looking to do?
Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Remortgage to us
If you're coming to the end of your mortgage deal, you may want to consider a new deal with your current lender or a new lender.
Move to a new home
Use our mortgage calculator to find out how much you could borrow for your next property and use our guide to help make the move.
Buy to let mortgage
Buy to let (BTL) mortgages are for landlords who want to buy property to rent it out.
Mortgage calculators
A simple calculator to show you how much you could borrow
Use our mortgage calculators to see how much you could borrow, what it might cost you per month and compare mortgage rates.
Get your Agreement in Principle
Find out if you could afford the home you have your eye on
A personalised indication of what you could borrow
Takes less than ten minutes
Gives you confidence if you want to make an offer
Won't affect your credit score
Want to speak to someone?
Already have a mortgage with us?
If your current rate is up for renewal or already come to an end, have a look at how we can help you switch to a new deal.
Mortgage help and support
Need some help?
Arrange a callback
Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.
This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.