Find out what we could offer you
- Our Agreement in Principle provides a personalised indication of how much you could borrow
- Will not impact your credit score
- Takes less than 10 minutes
Royal Bank of Scotland mortgages are available to over 18s. Your property may be repossessed if you do not keep up repayments on your mortgage.
Buy to let (BTL) mortgages are for landlords who want to buy property to rent it out. Applying for a buy to let mortgage is a fairly similar process to a residential mortgage application. However, there are some important differences, particularly when considering how much you can afford and the size of your deposit.
If you need more support then our guide will help.
The following criteria applies for Royal Bank buy to let mortgage applications:
You cannot apply for a buy to let mortgage with us if you do not meet the above criteria.
Please note, we cannot offer a mortgage where the household will have or has multiple occupants, or multiple tenancies.
There's lots of requirements that you need adhere to when renting out a property. These include contracts, deposit protection and certificates for the gas and electric.
There's a few steps to take, depending on your circumstances.
We'll outline everything you need to do and consider when you take out a buy to let mortgage with us.