Royal Bank of Scotland mortgages are available to over 18s. Your property may be repossessed if you do not keep up repayments on your mortgage.
Buy to let (BTL) mortgages are for landlords who want to buy property to rent it out. Applying for a buy to let mortgage is a fairly similar process to a residential mortgage application. However, there are some important differences, particularly when considering how much you can afford and the size of your deposit.
If you need more support then our guide will help.
Take a look at our buy to let mortgage rates.
We offer both capital and interest repayment mortgages and interest only mortgages. And you’ll find fixed rate and tracker mortgages with a range of different terms and interest rates.
Use our Mortgage Rate Finder to see the options available to you.
The following criteria applies for Royal Bank buy to let mortgage applications:
You cannot apply for a buy to let mortgage with us if you do not meet the above criteria.
Please note, we cannot offer a mortgage where the household will have or has multiple occupants, or multiple tenancies.
There's lots of requirements that you need adhere to when renting out a property. These include contracts, deposit protection and certificates for the gas and electric.
There's a few steps to take, depending on your circumstances.
We'll outline everything you need to do and consider when you take out a buy to let mortgage with us.
If you're ready to switch your current mortgage to a different deal, or just want to have a look at what we have on offer, you can get started by logging into manage your mortgage.
