How to apply for a Buy to Let Mortgage


Continuing your
Buy to Let
mortgage journey

Thanks for using our Agreement in Principle tool. We hope it's been useful in your research.

Now you can choose now to apply.

Royal Bank mortgages are available for over 18s

Your home may be repossessed if you do not keep up repayment on your mortgage


Branch or Phone

If you would prefer to speak to us when you’re ready to apply, we can arrange an appointment over the phone or at a local branch to suit you.

The first step is to book an appointment with us in branch or over the phone. Click the button below to contact us or to use our free call back service.


Book an appointment
Call us, or we can call you...
Or arrange a free call back

Opening hours: 
Mon-Fri 8am-8pm, Sat - Sun 9am-4pm
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396


You can apply for your mortgage online. We will provide you with an Agreement in Principle which will give you an idea of the amount we could lend you.

If you then wish to choose your mortgage online, we will ask you to provide us with some extra details in order to complete your application.

It should take less than 20 minutes to complete the process online.

Start your application

Non Advice

If you contact us by phone or in branch, we will not recommend a particular mortgage for you. However, based on your answers to some questions, we can give you information about our mortgage products so that you can make the final decision yourself.

If you choose our online service, we won’t be able to answer any questions you may have about our mortgages or your application. Please contact us by phone or in branch if you would like to discuss your mortgage application with a member of staff.

Please note that we offer Interest Only or Capital & Interest mortgages for Buy to Let online. We do not offer part Interest Only and part Capital & Interest mortgages online. If you wish to discuss this type of mortgage, please speak to us by phone or in branch.

Not ready to apply just yet?

How much a mortgage will cost?

Use our mortgage calculator tools to help you understand how much you could be paying each month


Mortgage Calculator Tools

How much can I borrow?

Find out how much we may be prepared to lend to you without your credit score being affected 


This will not affect your ability to apply for loans or credit with us or elsewhere


Get an updated Agreement in Principle

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