You could be saving money on your mortgage
We now have our lowest ever mortgage ratesSign in and view deals
not keep up repayments on your mortgage
Could you save money on your mortgage?
You're currently paying our Standard Variable Rate. See if you could save with our mortgage range by changing your deal
✔ No legal fees or credit checks
As you are an existing customer there is no credit reference search and there are also no legal fees.
✔ No valuation required
We do not require a new valuation when you are changing your existing mortgage to a new deal.We will use the last valuation we have for your home. If you think your house value has changed, you can request to have a new valuation.
✔ Increased overpayment allowance
We will temporarily increase your annual overpayment allowance from 10% to 30% of your outstanding balance, for the 3.5 months preceding your mortgage deal end date, without you incurring an Early Repayment Charge.
✔ Receive your documentation by e-mail and/or by post
Once you've chosen your rate, we'll send your paperwork by email and/or post. You will then have 14 days to decide if you want to accept.
can also call us.
Has your property increased in value since last time you renewed your mortgage?
You may be eligble for a lower rate deal. We can provide a free estimation over the phone. If you have made improvements like an extension this will not be taken into account, but you have the option to pay for a full valuation.
Making a lump sum payment, or overpayment, could reduce the term of your mortgage, or your monthly repayments.
Use our Overpayment Calcuator to see how much you could save, or to make an overpayment simply sign in to your account and select 'Make or change a payment'.