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Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral. NatWest and Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Choose how you want to apply
Apply Online with NatWest
If you're confident in choosing the right mortgage without any advice, you can apply online. You need to be aware that you will be responsible for the mortgage that you choose.
Please note: If you have already started to apply online with Royal Bank, you will need to restart your mortgage journey with NatWest.
Already started your NatWest mortgage application? Pick up where you left off
Apply over the phone
Already have a Royal Bank of Scotland mortgage?
If you're already a Royal Bank of Scotland mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.
Log in to Manage Your Mortgage, see what offers are available and apply online.
All you need are your mortgage account number, name, date of birth and your postcode.
Mortgage calculators
Before you start your application, it's good to find out how much you could borrow and what the costs might be.
Use our mortgage calculators to find out.
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Mortgage guides
We know mortgages can be a complicated subject.
Read our mortgage guides to get some information to help you on your home buying journey.
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Porting an existing mortgage deal
Moving home and want to keep your existing mortgage?
To apply to port your mortgage, speak to one of our mortgage advisers in branch or by phone.
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