Moving home - Mortgages | Royal Bank of Scotland

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Moving home

Let us take care of the mortgage so
you can focus on the move.

Available for over 18s

Your home may be repossessed if you do
not keep up repayments on your mortgage

Steps to moving home...

1. Explore your options

So you're looking at moving to a new home? Exciting!

Whether you're moving on up or down-sizing, our Mortgage Rate Finder tool shows you the rates and deals available to you, and gives you an indicative monthly repayment to help you plan for your next big move.


2. Search for a property

Maybe you’ve got your eye on a specific home or area?

An online Agreement in Principle puts you in an ideal position to begin bidding for properties with confidence.

We ask for some details on your income and outgoings, as well as your existing mortgage. In return we’ll give our indicative decision on whether we can lend the amount you need.



3. Choose how you wish to apply

So you've got an Agreement in Principle? Great. You can now choose how you wish to apply for a moving home mortgage...



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In Branch or by Phone

Talk to one of our qualified mortgage advisers over the telephone or in branch and receive advice in relation to your application.

We'll review your financial situation, assess your needs and recommend a Royal Bank of Scotland mortgage we believe to be suitable for you.

Call us to book an appointment
Call us, or we can call you...
Or arrange a free call back

Opening hours: 
Mon-Fri 8am-8pm, Sat - Sun 9am-4pm
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396


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If you are confident in choosing the right mortgage and are happy to take responsibility for your choice of mortgage without any advice, you can apply online today.

You will not benefit from the protection of us assessing the suitability of your mortgage for you and therefore if your choice turns out to be inappropriate, we will not offer you compensation.

Please note you cannot apply online if you are looking to consolidate debts as part of the amount you're looking to borrow.

Apply online today



Ready to get started?
Mortgage Rate Finder

We are a member of the Financial Services Compensation Scheme (FSCS). Further information is available here (650k PDF) or visit

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