Remortgage | My remortgage



If you could save money on one of your biggest bills, how would you spend the extra money? Find out how we could help you with your remortgage

Royal Bank of Scotland mortgages are available for over 18s only

Your home may be repossessed if you do not keep up repayments on your  mortgage

Why remortgage to Royal Bank?


We'll pay your fees 

You won’t have to worry about standard legal and valuation fees. We’ll pay these for you if you move your mortgage to us.

See full details >

Get a quick decision online

Apply for an Agreement in Principle online, and we’ll give you an indication of how much we could lend you in just a few minutes.

Multiple ways to apply

Apply for your mortgage in branch, online, or by phone – the choice is yours.



Remortgage tools and calculators


Browse our remortgage rates

Compare our fixed and tracker rates against your current deal, and get an indication of what your monthly repayments could be if you chose to remortgage.

Get an Agreement in Principle

Tell us about your current mortgage, income and outgoings, and we’ll give you a clear indication if we can lend you the amount you’d like to borrow.

Clearly compare mortgage rates and deals

See what the monthly repayments could be

A personalised indication of what we could lend

✔ Soft credit check with no impact on your credit score

Ways to apply


In branch

Pop in to your local branch to get advice on which mortgage is right for you.

You’ll need to book an appointment in advance, which you can do by coming in or giving us a call.

Your appointment will be with a qualified mortgage adviser and last for around 2 hours.

Apply in branch

Applying in branch

Give us a call to book an appointment with a branch mortgage adviser, or find your local branch.


Opening hours: Mon-Fri 8am-8pm, Sat-Sun 9am-4pm. Excluding public holidays. Calls may be recorded. Minicom 0800 027 1396

Top tip

Before calling us, it may be useful to find out how much we could lend with an online Agreement in Principle

By phone

Chat through the process over the phone and arrange a phone appointment with a qualified mortgage adviser.

They’ll explain your next steps and the appointment will last around 2 hours.



Apply by phone
Call us, or we can call you...
Or arrange a free call back

Opening hours: 
Mon-Fri 8am-8pm, Sat - Sun 9am-4pm
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396


Apply online if you are comfortable in choosing a mortgage without advice from us.

You won’t benefit from the protection provided by our advised service.

You cannot apply online when consolidating personal debt as part of your application, or when applying for an interest only mortgage.

Apply online

We're here to help


If you have any questions about getting a mortgage with us, please get in touch. You can chat online or by phone, or visit your local branch.

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