If you want to pay your mortgage off in full, or if you're in the process of re-mortgaging to another provider, then you'll need a redemption statement.
This will typically contain your current mortgage balance, outstanding interest, daily rate of interest, and any redemption or closure fees (if applicable).
Once you request the statement we will:
Award Winning Online Issue the statement within 5 working days of your request
Award Winning Online Email the statement to the address held on file. If we don’t have an email address, we will post the statement to the correspondence address we have for you
Please note your redemption statement is only valid for 4 weeks from the issue date.
I have a Royal Bank of Scotland mortgage
If you're re-mortgaging or you wish to pay off your mortgage in full, you can obtain a Redemption Statement online using Manage my Mortgage.
Or you can call us on:
0345 7212 600
Monday to Friday 8am to 8pm, Saturday 9am to 4pm & Sunday 10am to 2pm
I'm a solicitor acting on behalf of a Royal Bank of Scotland client
We will only accept an online statement request
What address(es) will the statement be sent to if I/we have a joint mortgage account?
If you have a joint mortgage account where more than one address is held on file, we will typically send the statement to both addresses.
What address(es) will the statement be sent to if I have a Buy to Let mortgage?
If you have a Buy to Let mortgage we will post the statement to the correspondence address held on file rather than the property address.
How do I update my correspondence address?
You can change your mortgage correspondence address in one of two ways. You can write to us at:
Royal Bank of Scotland Mortgage Centre, PO Box 123, Greenock, PA15 1EF and ensure the letter is signed by all parties named on the mortgage;
Or alternatively you can pop into your local branch where we can update the information there.
After receipt of your request we will update your correspondence address within 5 working days and we will notify you of the change by letter.
What if I have an offset Royal Bank of Scotland mortgage?
If you have an offset mortgage with us then the forms above are not applicable to your product - please call us instead.
Call 0345 721 2600
Opening hours: Mon-Fri 8am-8pm, Sat 9am-4pm. Excluding public holidays. Calls may be recorded.
Customers with hearing and speech impairments can contact us by using:
Minicom number 0800 056 6587