If this is a joint application: I have permission of the joint applicant to enter their details.
* I confirm that no one applying has been declared bankrupt, defaulted on a mortgage or had a County Court Judgement (CCJ) against them in the last 6 years.
* I am a UK or EU national aged 18 or over and I have read how you will use my data.
* I confirm that my/our income is paid in Pound Sterling.
ⓘ Not paid in Pound Sterling?
Buy to Let mortgages
Get an Agreement in Principle if you are looking to purchase a new property or move your mortgage to Royal Bank
Get a Buy to Let
Agreement in Principle
If you are looking to choose a new deal for your existing NatWest mortgage, visit our dedicated existing customer hub to see your options.
Royal Bank mortgage
Buying your first home with Royal Bank of Scotland
An Agreement in Principle puts you in an ideal place to begin bidding for properties with confidence. It's also the first step to applying for your mortgage if you're ready to do so.
Moving home with Royal Bank of Scotland
An Agreement in Principle puts you in an ideal place to begin bidding for properties with confidence. It's also the first step to applying for your mortgage when you're ready to do so.
Move your mortgage to us
An Agreement in Principle gives you confirmation that we can lend your outstanding mortgage amount, plus any additional borrowing. Once you have one, you can select a mortgage and apply online, in branch or by phone.
Sorry but we can only provide an online Agreement in Principle if you are over 18 and under 67 years of age.
Please call us if you wish to discuss further.
Sorry, but we can only accept applications from UK and EU nationals
Self-employed for less than two years:
Unfortunately you need to have been self employed for more than two years to get an online Agreement in Principle. Please call us on 0800 056 0567 to talk through your options with a member of our mortgage team. (Minicom number 0800 056 6587)
Unfortunately you need to be currently employed to apply for a mortgage, please go to the mortgages page to find out more detail on our mortgage range, or you can contact us on 0800 056 0567 if you require further detail. (Minicom number 0800 056 6587)
If you are retired please contact us on 0800 056 0567 to discuss getting an Agreement in Principle or applying for an RBS mortgage. Alternatively you can return to the mortgage tool and amend the form. (Minicom number 0800 056 6587)
Minimum and Maximum borrowing limits:
We are only able to accept applications online from £25,000 up to £1,000,000 (£1m)
Guide to Loan to Value % (LTV) limits and property purchase price:
Less than 75% LTV for properties up to £1,000,000
More than 75% LTV and less than 80% LTV for properties up to £750,000
More than 80% LTV for properties up to £600,000
Please round your term to nearest year
Additional borrowing can be requested online but not for the purposes of debt consolidation or for any business or professional related activity. Please contact us on 0800 096 9527 should you require additional funds for these purposes.
Maximum Retirement Age of Joint Applicant should not be more than 70 years
Minimum Retirement Age of Joint Applicant should be 45 years
Mortgage Term cannot be more than 35 years
Mortgage Term cannot be less than 3 years
Retirement Age should not be more than 70 years
Retirement Age should not be less than 45 years
For your new build property, Requested mortgage has an LTV greater than maximum allowed limit.
Sorry, your selected mortgage term and retirement age indicate that you are looking to borrow into retirement. We cannot provide an Agreement In Principle for this situation. If you do require a mortgage beyond your retirement please contact us to discuss your borrowing needs.
0800 096 9527
Alternatively your can correct the mortgage term.
Additional borrowing can be requested online but not for the purposes of debt consolidation or for any business or professional related activity.
Please contact us on 0800 096 9527 should you require additional funds for these purposes.
Error section when customer does not satisfy primary Dependants condition.
Error section when customer does not satisfy joint dependants condition.