Get an Agreement in Principle if you are looking to purchase a new property or move your mortgage to us.
Get a Buy to Let
Agreement in Principle
If you are looking to choose a new deal for your existing Royal Bank mortgage, visit our dedicated existing customer hub to see your options.
If you are looking to borrow more on your Royal Bank mortgage, visit Borrowing More.
Get your Agreement in Principle
Let's get started with some basic details...
Start by giving us a few basic details about you to allow us to begin the Agreement in Principle.
You must provide a valid email address to get an online Agreement in Principle. You can email yourself the results once you're done.
Please check the box to confirm the following, if applicable:
Please check the box to confirm the following:
Tell us where you live...
Tell us where you currently live. Start by giving us your UK post code and select 'find address'.
Now for some details on the person you're applying with...
Tell us about the person you're applying with.
Sorry, but we can only accept applications from UK and EU nationals
Where does the joint applicant live?
Tell us where the joint applicant currently lives. Start by giving us the UK post code and select 'find address'.
Thanks. Now tell us about your finances...
Tell us about your financial committments so we can work out what you can afford. Please be as accurate as possible as any differences will impact on the amount you can borrow.
In some circumstances we're not able to give a decision online, this may be because you are:
Please call us on 0800 056 0567 to talk through your options with a member of our mortgage team and get an Agreement in Principle.
Mon-Fri 8am-8pm, Sat 9am-4pm
Excluding public holidays.
Calls may be recorded.
Customers with hearing and speech impairments can contact us by using Minicom number 0800 096 9257.
Are you Self Employed?
If you are self employed please enter your average gross income over the last 2 years. This could include drawings, dividends and any amount you pay yourself as a salary.
If will have to provide us with your last 2 years finalised accounts of the business or last 2 years Inland Revenue Tax Assessments plus you may have to provide 3 months up to date, consecutive bank statements if your current account is not with us.
If your earnings are not easy to state, please contact us.
And some information on the joint applicant...
Tell us about the financial committments of the joint applicant. It's important to be as accurate as possible.
Is the joint applicant Self Employed?
You're almost there...
Tell us how much you're planning to borrow to buy a property, and how much you plan to put down as a deposit.
Minimum and Maximum borrowing limits:
We are only able to accept applications online from £25,000 up to £1,000,000 (£1m)
Guide to Loan to Value % (LTV) limits and property purchase price:
Less than 75% LTV for properties up to £1,000,000
More than 75% LTV and less than 80% LTV for properties up to £750,000
More than 80% LTV for properties up to £600,000
If you are borrowing additional funds, there may be other finance options that are more appropriate for you. For example, a further advance from your existing lender or unsecured borrowing.
If you are borrowing additional funds to repay any existing debt, you must call us to discuss this further.
A mortgage cannot be used in respect of any business or professional related activities.
For your new build property, Requested mortgage has an LTV greater than maximum allowed limit.
Sorry, your selected mortgage term and retirement age indicate that you are looking to borrow into retirement. We cannot provide an Agreement In Principle for this situation. If you do require a mortgage beyond your retirement please contact us to discuss your borrowing needs.
0800 056 0567
Alternatively your can correct the mortgage term.
Additional borrowing can be requested online but not for the purposes of debt consolidation or for any business or professional related activity.
Please contact us on 0800 056 0567 should you require additional funds for these purposes.
Error Section when customer does not satisfy Primary Dependents condition.
Error Section when customer does not satisfy joint Dependents condition.