Mortgage Calculator & Rate Finder | Royal Bank of Scotland

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Mortgage Calculator & Rate Finder


Quickly search our range of mortgages with our mortgage calculator. It's easy to see our great range of deals.

Max 35
This is the purchase price of the property.
Your deposit value
The potential value of the property you wish to buy.
This could be the amount you have saved or plan to have saved.
The value of your current property based on the last valuation.
This is the outstanding balance of your current mortgage.
How much would you like to borrow?
How much would you like to borrow?
Repayment Type
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To help us show you the right mortgages, which statement defines you currently …


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mortgages found

 

See more details on a mortgage by simply tapping or clicking on the row or the arrow on the right. You can also sort the products easily by clicking the heading you'd like to sort by.

Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required :

New business mortgages : minimum deposit 5% and minimum loan size £25,000

Existing customer mortgages : minimum loan size £25,000

Existing customer borrowing more : minimum deposit 10% and minimum loan size £25,000

Buy to let customers : minimum deposit 25% and minimum loan size £25,000

Buy to changing deal : minimum deposit 10% and minimum loan size £25,000

 

Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required :

New business mortgages : minimum deposit 5% and minimum loan size £25,000

Existing customer mortgages : minimum loan size £25,000

Existing customer borrowing more : minimum deposit 10% and minimum loan size £25,000

Buy to let customers : minimum deposit 25% and minimum loan size £25,000

Buy to changing deal : minimum deposit 10% and minimum loan size £25,000

 

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Important Information

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only.

This will be dependant on your financial situation, property value and the size of your deposit or equity.

 

 

Representative Example

Fixed Rate

A mortgage of £196,726 payable over 16 years initially on a fixed rate for 2 years at 1.74% and then our variable rate of 3.75% for the remaining 14 years would require 24 monthly payments of £1,174.59 and 168 monthly payments of £1,340.65. The total amount payable would be £254,387.34 made up of the loan amount of £196,726 plus interest of £57,661.34. A product fee of £995 and a CHAPS fee of £30 are also payable. The overall cost for comparison is 3.4% APRC representative.

Representative Example

Tracker

A mortgage of £100,000 payable over 18 years and 3 months initially on a tracker rate for 2 years at 2.53% above Bank of England Base Rate and then our variable rate of 3.75% for the remaining 16 years and 3 months would require 24 monthly payments of £582.72 and 195 monthly payments of £626.27. The total amount payable would be £137,352.05 made up of the loan amount £100,000 plus interest of £37,352.05. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable. The overall cost for comparison is 3.7% APRC representative.

This is not a formal quotation or a commitment to lend.

Borrowing amounts greater than £500,000 are subject to additional lending criteria.

Need to talk? Call us
How can we help? Call us

Call 0345 7212 600
 


Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 10am-2pm.
Excluding public holidays.
Calls may be recorded.


Customers with hearing and speech impairments can contact us by using

Minicom number 0800 056 6587

Mortgage Term should not be more than 35 

Mortgage Term should not be less than 3

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