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Existing customers
Earn Rewards
App available to personal and business customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.
How can I earn Rewards?
Every month you can earn £4 back in Rewards when you pay 2 or more Direct Debits from your reward account (2 of those Direct Debits need to be at least £2 each), £1 back in Rewards when you log into our mobile banking app and at least 1% back in Rewards when you spend at our partner retailers. To earn Rewards you have to set-up your reward account (app eligibility applies).
Partner Retailers
Earn minimum 1% back in Rewards with our Partner Retailers. Once you’re registered, you’ll receive personalised offers where you can earn extra Rewards when you use a debit or credit card linked to your Reward account.
Get the app
Search for 'Royal Bank of Scotland Mobile Banking' in your app store - where you normally download your apps.
Step-by-step guide:
- Open the Royal Bank app, tap 'I'm already a customer'. Read and accept the Mobile Banking Terms then tap ‘Get Started’
- Enter your Digital Banking customer number. Don’t have these? Tap 'What's my customer number?'.
- Enter the characters from your Digital Banking PIN and Password. Don't have these? Tap 'Forgotten secure details?'
- Confirm your mobile number and enter the activation code we text to you. If your mobile number is wrong then log in to Digital Banking to update it, then return to the app in 3 days to finish registering.
- Choose a passcode to log into the app. If your device has facial or fingerprint recognition, you can choose to log in with that later.
- If you need any help once in the app then just tap the 'Help' button on the bottom bar if you have any questions.
Get the app
Experience the quickest way to manage your money
Get the app
Experience the quickest way to manage your money
Calculate your Rewards
Use our Credit Card Reward Calculator to see how much you could earn on Rewards from your Credit Card.