Compare Savings Accounts & Rates

Compare Savings Accounts

Find the best account for you

On the 2nd August 2018, the Bank of England Base Rate increased from 0.50% to 0.75%.  Details of interest rate changes for our savings accounts can be found here

Instant Saver

Free instant access savings account


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Instant Access ISA

Free instant access tax-free savings account

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Fixed Rate ISA

Free fixed interest rate tax-free account for one or two years 

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Fixed Term Savings Account

Free fixed interest rate account for balance from £500  

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First Saver

Free children's savings account

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  • 0.10% for balances between £1 and £24,999
  • 0.20% for balances between £25,000 and £99,999
  • 0.25% for balances equal to and above £100,000

AER/Gross p.a. (Variable)


Tax-free p.a. (variable)/AER

  • 0.25% for balances between £1 and £24,999
  • 0.75% for balances equal to and above £25,000


1 year fixed

  • 1.00% for balances between £1,000 and £24,999
  • 1.10% for balances equal and above £25,000

2 year fixed

  • 1.15% for balances between £1,000 and £24,999
  • 1.25% for balances equal and above £25,000

AER/ tax-free p.a. (fixed)

1 year fixed

  • 1.00% AER/1.00% gross p.a. (fixed) for balances between £500 and £49,999
  • 1.10% AER/1.09% gross p.a. (fixed) for balances between £50,000 and £2,000,000

AER/ gross p.a. (fixed)

2 year fixed

  • 1.15% AER/ 1.14% gross p.a. (fixed) for balances between £500 and £49,999
  • 1.25% AER/ 1.24% gross p.a. (fixed) for balances between £50,000 and £2,000,000


  • 0.75% for balances above £1

AER/ gross p.a. (variable)


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Key definitions

Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts. 

Gross Rate - This means the interest rate you are paid before the deduction of basic rate income tax.

Tax free p.a. – This means interest payable is exempt from UK income tax.


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