Manage your

existing ISA

From the 6th of April 2015 the spouse or civil partner of anyone who died from 3rd December 2014 onwards and held an ISA at the time of death, may apply to have the allowance added to their own ISA. This is called ‘Additional Permitted Subscription’ which is referred to as APS.

Please note, this is not inheriting the actual money in the ISA. That follows the normal estate process. It is an allowance equalling either the balance including all interest upon death or if higher the balance upon settlement of the estate (please note – if the estate takes more than 3 years to settle, interest earned after this is taxable so will not count towards the APS).

To apply please print, complete and return this form to:

Royal Bank of Scotland
Retail Processing Operations
Chatham Waterside Court
Chatham Maritime
Chatham
ME4 4RT

We will check the information provided and write to you within 30 days with your exact entitlement along with details of how to fund your own cash ISA.  Please do not fund yourself outside of this process as it will result in your normal annual ISA allowance being used rather than your APS allowance.

For further information on we how can help during the difficult period following the death of a loved one please click here for our Bereavement Service