Have your statements at your fingertips
We'll send you an email when your statements are ready to view in Online Banking. You can check them whenever you want.
If you'd like to top up your existing Royal Bank of Scotland Instant Access ISA there's no need to go into a branch, it's easy to do through mobile or online banking.
Start saving with as little as £1, and take your money out when you need it.
Save up to £20,000 tax free up to 5th April 2021.
Bring your ISA balances together in one place.
Account name: Instant Access ISA
Yes, these rates are variable. If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice. If the rates are going down and your balance is less than £100, we'll inform you before the change or shortly afterwards. If the rates are going up, we'll inform you before the change or shortly afterwards. For more information please see the Savings Account Terms (PDF, 501 KB)
To open an Instant Access ISA you must be aged 16 years or over and be resident in the UK for tax purposes.
If you already have a current account with us you can open your account on our mobile app, online or in branch.
If you don't have a current account with us you can open your account online or on our mobile app (you need to register for online banking before you can get our mobile app).
We will need your email address and mobile number to open your account.
You can manage your account on our mobile app, online, in branch or by telephone.
There is no minimum deposit required to open the account; no minimum deposit needs to be made on a regular basis; and there is no maximum balance limit.
However, there is a limit on the amount you can pay into your account each tax year (6 April to 5 April). This annual limit also known as your “ISA allowance”, is set by the Government and may change from time to time. For tax year 2020/2021 it is £20,000. If you pay in more than the limit any excess money will be returned to you.
If you make a payment for a tax year into your Instant Access ISA, you can’t make any payments for that tax year into any other cash ISA.
This is a non-payment account.
Yes. No notice is required.
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.