Accounts with other banks

Multiple accounts on
your banking app

What is account aggregation?

Account Aggregation is the ability to view your accounts with other banks in one place. You can do this using your Royal Bank of Scotland Mobile Banking App under 'Accounts with other banks'. Watch this short video on getting set up.

Adding accounts is a piece of cake

No more flipping between apps to check balances or having to remember multiple login details. With the introduction of fingerprint and facial recognition technology, you can add an account with another bank without needing your other banks online banking details. 

How does account aggregation work?

Open Banking

Open Banking makes all of this possible

We’re able to offer our 'Accounts with other banks' in-app feature because of Open Banking. This allows banks to share your information, with your consent, so that you can get a better overview of your finances. The accounts available to add include credit cards, current accounts and other accounts types. The available accounts to add are managed by your other bank.

Your consent

Banks cannot share information without your consent

Banks can't share any information unless you say it's OK to do so. And once you have, it's very easy to change your mind. In fact, every 90 days we'll ask you to confirm if it's still OK for us to continue sharing your data.

High security

We have lots of high security features in place

Our 'Accounts with other banks' feature appears in your app, and that's already bristling with the latest security measures. There's Touch ID, Android Fingerprint ID, Face ID and a six-digit passcode to choose from. And none of your data will be stored on your phone. When you log out, it's gone. Touch ID and Face ID available on selected Apple devices. Android Fingerprint ID available on selected Android devices.

Removing accounts

You're in control

We put the control in your hands, if you ever want to remove a previously added account from another bank you can. Simply tap on the account that you've added, click the consent expiry notice and you will be given the option to remove.

Get started with account aggregation

To add accounts you have with other banks you will need our Mobile Banking app and you must be registered for your other bank's online banking.

  1. 01

    Open your Mobile Banking app and scroll to the bottom of your list of accounts. Tap 'Add an account from another bank'.

  2. 02

    Choose the other bank you would like to add.

  3. 03

    You can use fingerprint, facial recognition, mobile passcode or online banking details to provide consent for your other accounts to be added.

    Congratulations, under your existing Royal Bank of Scotland accounts you will see your account from another bank.

Something else we can help you with?