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Spending

A better view
of your spending

See where your money goes with Spending

Our Mobile Banking app now comes with Spending.

Spending makes life easier by automatically placing your current account transactions into categories, giving you a complete picture of your monthly outgoings.

Try it here first

We’ve created a demo version of Spending so that you can get a feel for how it works.

Spending features

Categorisation

We sort your spending, so you don't have to

Your transactions will be automatically sorted into one of our eleven categories, helping you to see exactly how you spend your money every month.

Monthly View

Choose your calendar

When setting up Spending, you’ll be asked to select your ‘first day’ of each month so the app knows when to restart the cycle. This can be any date you like. For example, you may wish to pick your payday so you can assess the entire period between getting your salary. You can alter this date after setup too, by visiting the Settings section of your app.

High Security

Staying safe and secure

Spending comes with the same advanced security features present in the rest of your app. You can choose from fingerprint, facial recognition or a 6-digit passcode to protect your app.For peace of mind, at no time will your data will be stored on your phone. And when you log out, no trace of your account will remain on your device. Fingerprint and facial recognition are available on selected devices.

Support with Spending

For any help or assistance when using Spending in your app, please see our frequently asked questions.

Get started with Spending

Do you have our Mobile Banking app?

Follow these three simple steps

  1. 01

    Log in to your Royal Bank of Scotland Mobile Banking app and tap Spending from the options along the bottom of the screen

  2. 02

    Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday

  3. 03

    Set up your categories for the transactions shown on screen

Congratulations, you will now be set up for Spending in your app. 

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Then follow these three simple steps

  1. 01

    Log in to your Royal Bank of Scotland Mobile Banking app and tap Spending from the options along the bottom of the screen

  2. 02

    Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday

  3. 03

    Set up your categories for the transactions shown on screen

Congratulations, you will now be set up for Spending in your app. 

Learn more about your mobile app

See your accounts with other banks

Do you have accounts with other banks? You could view those accounts on your NatWest mobile app

Your fastest way to bank

There's lots you can do with your mobile app, from logging in securely to paying someone new and much more