Accounts with other banks

Account Aggregation

What is account aggregation?

Account Aggregation is the ability to view your current accounts with other banks in one place using one app. These days there's nothing unusual about having current accounts at a number of banks, although until recently, keeping an eye on them all has been a bit of a chore. But now you can see your money differently by using a new feature on our Mobile Banking App called "Accounts with other banks."

Watch 'Accounts with other banks' in actions

How does account aggregation work?

Open Banking

Open Banking makes all of this possible

The reason we're able to offer you our "Accounts with other banks" in-app feature is because of Open Banking. This allows banks to share your information, with your permission, so that you can get a better overview of your finances. Right now, it only applies to current accounts. But later it'll include other types of accounts as well.

Your permission

Banks cannot share information without your permission

Banks can't share any information unless you say it's OK to do so. And once you have, it's very easy to change your mind. In fact, every 90 days we'll ask you to confirm if it's still OK for us to continue sharing your data. We take nothing for granted.

High security

We have lots of high security features in place

Our new "Accounts with other banks" feature appears on our app, and that's already bristling with the latest security measures. There's Touch ID, Android Fingerprint ID, Face ID and a six-digit passcode to choose from. And none of your data will be stored on your phone. When you log out, it's gone. Touch ID and Face ID available on selected Apple devices. Android Fingerprint ID available on selected Android devices.

Removing accounts

You're in control

We put the control in your hands, if you ever want to remove a previously added account from another bank you can. Simply log on to our app and in the top right there's an icon. Tap that and "Accounts with other banks" will appear as an option in the list. This takes you to all the account you've added, you can then remove any or all of them instantly.

What banks can I add?

The following banks are a part of the "Accounts with other banks" feature.This is the list of all banks that are currently supported. Don't worry if you don't see your bank listed, more will be added in the future.

Allied Irish Bank

Bank of Ireland

Bank of Scotland


Danske Bank

First Direct

First Trust Bank




M&S Bank


Royal Bank of Scotland


Ulster Bank (NI Only)

Getting started

To add accounts you have with other banks you will need our Mobile Banking App and the online banking details for your other bank.

Watch our video tutorial, or follow these steps:

  1. 01

    First you will need to download and log in to our Mobile Banking App. If you already have the app, please continue with step 2.

  2. 02

    Scroll down to the bottom of your list of accounts and tap ‘Add an account from another bank’

  3. 03

    Select which bank you would like to add to your accounts list using ‘popular bank’ buttons or the ‘other bank’ drop down.

  4. 04

    Read the information on screen. To give consent tap 'Accept and continue'

  5. 05

    Enter the online banking details for your other bank and continue with the onscreen instructions.

  6. 06

    Once completed you will be returned to the account overview screen where you will be able to see your newly added accounts.

Switching your accounts

Switching your current account with Royal Bank of Scotland is backed by the industry-wide Current Account Switching Service guarantee.

Switching is where everything is moved across from your old bank account to your new Royal Bank of Scotland account, including your balance, bill payments, etc, within 7 working days.

Something else we can help you with?