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Discover smarter banking

Get rewarded for saving regularly

Our Digital Regular Saver gives you our highest interest rate, at 3% Gross/3.04% AER p.a. (variable) on balances up to £1,000.

Save between £1-£50 a month and access your money at any time.

Specific account eligibility criteria and conditions apply.

Paying too much credit card interest?

You could reduce the amount of interest you’re paying and repay your balance quicker with one of our Balance Transfer credit cards:

  • Balance Transfer credit card
    Representative 19.9% APR (variable)
  • Longer Balance Transfer Card
    Representative 19.9% APR (variable)

Balance transfer fees apply. Balance transfers are limited to 95% of your available credit limit, minimum £100 transfer. Available to existing Royal Bank of Scotland current account, credit card, mortgage or savings customers who are UK residents, 18+ and earning at least 10K per year. 

Keeping your money safe

Our Secure Banking Promise puts your safety and security at the top of our agenda.

Easy, quick and secure

Did you know the app lets you do some things that Digital Banking doesn't, like paying someone for the first time without a card reader?

App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. Payment limits/criteria apply.