Borrow between £7,500 and £19,950 at our rate of Representative 3.4% APR.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
Whatever your goal – a new car, a new kitchen, or anything else, a Royal Bank personal loan could help.
We offer loans between £1,000 and £50,000
Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.
Funds available the next working day - If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted.
Visit the Royal Bank personal website to learn more about personal loans.
More about personal loans