Get all the benefits of our Premier Banking service, plus:
Mobile banking app that's simple to use. Criteria applies.
Pay your way; Apple Pay, Google Pay and Contactless Visa Debit Card. Limits apply.
No monthly fee
To apply, you must be 18+ and a UK resident.
Bank accounts packed with benefits combined with our exclusive, free service to help you achieve your financial goals.
To apply, you must be aged 18 or over and a UK resident.
For £2 a month get all the benefits of our Select account, plus:
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each
£1 a month back in Rewards when you log in to our Mobile Banking app
Earn at least 1% at partner retailers when you use your Royal Bank debit card
Convert Rewards into money by transferring it into your Royal Bank account
You'll need to pay at least £1250 into your Royal Bank account every month.
Worldwide travel insurance and airport lounge access.
24/7 Black Concierge Service and cinema discount valid at over 250 UK cinemas.
UK & European car breakdown cover.
Home Emergency Service.
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month back in Rewards when you log in to our Mobile Banking app.
All of this and more for £31 a month.
If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Premier Reward accounts are available as joint accounts too.
Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app. As a Premier customer it's completely free, yes free!
Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.
Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Read about the Financial Services Compensation Scheme (PDF, 3.8MB)
