Premier Banking - Existing customers

Use your Premier
account benefits

Your Premier Reward Black account

We’ve gathered all your Premier Reward Black account information in one place. A one-stop-shop to help you get the most from your account.

What's included?

Access to over 1,000 international airport lounges with DragonPass Premier

Worldwide travel insurance, mobile phone insurance and UK & European car breakdown cover all included

24/7 Black Concierge Service

£31 monthly fee

To be eligible for a Premier Reward Black account, you must be aged 18 or over and a UK resident with a sole income of at least £100k or a joint income of £120k paid into a Royal Bank account, or have minimum outstanding mortgage borrowings with us of £500k, or savings or investments of at least £100k held with us.

I don't have this account

Don't worry, you can view all our accounts or we can help you find out which one you have.


Reward detail

New to Rewards? Let's get started

Learn more about Rewards and how to set-up your MyRewards account.

How do I earn Rewards?

Earn 2% in Rewards on eligible household bills paid by Direct Debit and at least 1% at our partner retailers.

How do I exchange Rewards?

You can bank them, trade them or donate them to one of our chosen charities.

How can I earn more Rewards?

Find out how you could boost your Reward earnings.

All your account benefits

Travel benefits

Worldwide travel insurance

Airport lounge access

Travel money

Black travel service

Insurance cover

Mobile phone insurance

UK & European car breakdown cover

Home emergency service

Lifestyle benefits

24/7 Black concierge service

Black ticket service

Cinema discount

Fee free debit card purchases abroad

No Foreign Purchase fee when you using your Premier Reward Black debit card abroad.

In an emergency

My card has been stolen

Find out what you need to do if you think your card or card details have been stolen.

Lost or damaged cards

Find out the steps you can take if your card has been lost or damaged.

Get emergency cash

If your debit card is lost or stolen, you can still access your money from our ATMs using our Emergency Cash service.

Everyday banking

App available to Digital Banking customers with a UK or international mobile number in specific countries. Digital Banking available to Royal Bank account holders aged 11+.

Bank when and where it suits you with our secure mobile app

Pay someone new without the need for a card reader (limits apply)

Instantly make payments to friends and family already saved in your Digital Banking

View your statements and check your available balance, quickly and easily

Register your travel plans with us

Manage and keep track of your finances day or night with Digital Banking

View your balance and make payments

Transfer money between your accounts

Set up and manage your regular payments

View your transaction details

Set up and go paperless 

Have you tried Receipt Management yet?

Losing a receipt can be a pain, especially for valuable items. That's why we're introducing Receipt Management, a free receipt capture tool which effortlessly lets customers store, track and capture a receipt using our Mobile Banking app.

Mobile App critieria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Anything else we can help you with?

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