Use your Premier

account benefits

You'll start earning Rewards the next business day after opening your MyRewards account and you can view your balance in Digital or Mobile Banking. You'll also see your personalised offers, where you can earn 1% or more at MyReward partner retailers.

To set-up your account you'll need:

1. Your eligible debit card number

2. Date of birth

3. A valid email address

Set up your account

2% back in Rewards on eligible household bills

You’ll automatically earn Rewards on the following bills as long as you pay them by Direct Debit: Council Tax, gas, electricity, mobile, landline, TV package and broadband.

To keep earning Rewards on your eligible household bills, you must log into Digital or Mobile Banking at least once every three months.

Set-up a Direct Debit

1% back in Rewards at partner retailers

You can earn at least 1% at our partner retailers when you use your Royal Bank debit card.

Find out where you can earn

What you should know

Payments to billing organisations which are for other services such as maintenance, repairs or insurance will not earn Rewards.

As soon as your available Rewards balance is the equivalent of £5 or more, you can login to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following:

Bank it

Convert your Rewards into money by simply transferring it into your Royal Bank account. It takes 5 days to clear into your chosen account.

Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

Login to exchange your Rewards

With our Reward Black credit card, Representative 37.1% APR (variable), you could earn more Rewards whenever you pay using the card. Plus, you won't pay foreign transaction fees if you use the card abroad.

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards retailers
• 0.5% everywhere else you like to shop

More about Reward credit card

Annual fee applies, but we'll refund it if you already hold a Premier Reward Black current account.

To apply, you must be 18+, earning at least £15k per year and a mainland UK resident.