Travel benefits
Worldwide travel insurance
Airport lounge access
Travel money
Black travel service
Not sure which account you have? If you can’t remember which account you have, don't worry, you can view all our accounts or we can help you find out which one you have.
To be eligible for a Premier account, you must be aged 18 or over and a UK resident with a sole income of at least £100k or a joint income of £120k paid into a Royal Bank account, or have minimum outstanding mortgage borrowings with us of £500k, or savings or investments of at least £100k held with us.
No monthly fee.
You'll need to pay at least £1250 into your Royal Bank account every month.
£2 monthly fee
Worldwide travel insurance
Airport lounge access
Travel money
Black travel service
Mobile phone insurance
UK & European car breakdown cover
Home emergency service
24/7 Black concierge service
Black ticket service
Cinema discount
New to Royal Bank of Scotland?
If you're new to Royal Bank, we'll post your contactless Visa debit card and PIN separately within a few days of opening your account. Once your card arrives we'll explain how to activate it.
Already a Royal Bank of Scotland customer?
If you're already a Royal Bank customer and have recently changed your account, there's no need to activate. You get to keep your existing card and PIN.
If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.
You need to be a current account holder, 18+ and a UK resident.
Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our free Receipt Management tool to effortlessly store, track and capture your receipts using our Royal Bank app.
Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.