Premier Banking - Existing customers

Use your Premier
account benefits

Do more with your Premier Reward Black account

Access your account benefits with our Premier Black app

Access to over 1,000 international airport lounges with DragonPass Premier

Worldwide travel insurance, mobile phone insurance and UK & European car breakdown cover all included

24/7 Black Concierge Service

£31 monthly fee

I don't have this account?

Don't worry, you can view all our accounts or we can help you find out which one you have.

Travel and Lifestyle benefits

Travel benefits

Worldwide travel insurance

Airport lounge access

Travel money

Black travel service

Insurance cover

Mobile phone insurance

UK & European car breakdown cover

Home emergency service

Lifestyle benefits

24/7 Black concierge service

Black ticket service

Cinema discount

Using your debit card abroad

You'll have no Non-Sterling Transaction Fees to pay when you using your Reward Black debit card abroad.

Explore our Rewards

Reward detail

Set-up your account

Learn how to set-up your MyRewards account.

Earn Rewards

Earn 2% in Rewards on eligible household bills paid by Direct Debit and at least 1% at our partner retailers.

Exchange Rewards

You can bank them, trade them or donate them to one of our chosen charities.

Earn more Rewards

Find out how you could boost your Reward earnings.

We're changing how you earn Rewards

On the 1st February 2020, instead of earning 2% back in Rewards on household bills, you'll earn £9 a month back in Rewards for 2 or more Direct Debits - they need to be at least £4.50 each. Plus, an extra £1 a month back in Rewards with 1 mobile app log in.

That's up to £10 back in Rewards each month to spend on whatever you like.

In an emergency

My card has been stolen

Find out what you need to do if you think your card or card details have been stolen.

Lost or damaged cards

Find out the steps you can take if your card has been lost or damaged.

Get emergency cash

If your debit card is lost or stolen, you can still access your money from our ATMs using our Emergency Cash service.

Everyday banking

App available to Digital Banking customers with a UK or international mobile number in specific countries. Digital Banking available to Royal Bank account holders aged 11+.

Mobile Banking

Pay someone new without the need for a card reader (limits apply)

Instantly make payments to friends and family already saved in your Digital Banking

View your statements and check your available balance, quickly and easily

Register your travel plans with us

Digital Banking

  • View your balance and make payements
  • Transfer money between your accounts
  • Set up and manage your regular payments
  • View your transaction details
  • Set up and go paperless

Have you tried Receipt Management yet?

Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our free Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app.

Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Find answers in our FAQs

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