Open a Premier Reward account

Your application will be completely online, and you won't need to post us any information or visit a branch.

1. Tell us a bit about yourself and we’ll set up your account.
2. Our partner Mitek will then check your identity by matching you to your Photo ID. Your Photo ID must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card. We might also ask for a valid proof of address. If you don't have your ID to hand you can finish this step later.
3. Once they’ve confirmed your identity we’ll activate your account.

Please note, a partial switch does not qualify for any switch incentives we may offer. 

We’ve made a few changes to how we open joint bank accounts.

The button below takes you to a dedicated page explaining exactly what you need to open your account.

In summary:

1. You create a joint account by adding the second applicant to an existing account.
2. You can either add the second applicant to an existing account, or if you’d like a completely new account, one of you can open a new account and then add the second applicant once it’s open. 

Just a heads up, you'll need to take a few steps to start your application.  

1. If you're already using a device with the Royal Bank app, select the 'Start application' button below. Using a desktop? Simply scan the QR code with your mobile device that has the Royal Bank app.
2. Once logged in, select 'Current Accounts'. 
3. Then choose what type of account you would like to open, change or switch to, and follow the instructions within app to start your application. 

Can't scan the QR code?

First, download the app, then:

1. On your mobile or tablet, open the camera and point your device at the QR code.
2. Follow the link that pops up to download the app.
3. Use your details to log in, then select ‘Apply’ at the bottom of the app.

Can't scan the QR code?

Available on selected devices.