Premier Bank Accounts

Open a
Premier Select account

More than just an everyday bank account

What you'll get with a Premier Select account

No monthly fee

Expert help online or on phone, one-to-one support when you need it

Everyday banking tasks made easier with our mobile banking app. Criteria applies.

Contactless Visa Debit Card

To apply, you must be 18+ and a UK resident.

I already have a Premier Select account

Find out how to set-up and use your account.

To join Premier you'll need to be a permanent UK resident and meet one of these criteria:


Minimum £100k sole income or £120k joint income paid into your Royal Bank account

Mortgage borrowings

£500k minimum mortgage borrowing with us

Savings or investments

Minimum £100k savings or investments held with us

More features

Mobile banking app

Our Premier branded mobile banking app is secure and easy to use.

Expert help, 24/7

Available online or on the phone, when and where you need it.

Visa debit card

Premier Select comes with a Contactless Visa debit card

No monthly fee

A bank account to get you started on your Premier journey.

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

We're changing our overdraft pricing

Between 27 March and 2nd April 2020, we will be making some changes.

How much will an overdraft cost?

Understand the cost and impact of arranged and unarranged overdrafts. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Switch to Premier

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A guide to Switching Current Accounts (PDF, 3 MB)

How to open an account online

Have ID ready

We'll need some details from you, such as your address history, monthly income and ID.

Start your application

You can apply online right now if you are ready. Just use the section below to tell us about yourself.

How long will it take?

You should be able to complete the online application within an average lunch break.

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

are aged 18+ and a UK resident

You must also meet one of these criteria:

Minimum £100k sole income or £120k joint income paid into your Royal Bank account.

£500k minimum mortgage borrowing with us.

Minimum £100k savings or investments held with us.

Now please take a look at the important legal stuff

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You're nearly ready to start.

We need to do a few final checks with you. They'll only take a minute.

Great, looks like you're all set and ready to go.

I have a current account with Royal Bank...

What would you like to do?

Do you know your Digital Banking details?

You're all set

You're all set

Great, looks like you're all set and ready to go...

To continue with changing your account you must open this application in Internet Explorer.

You're all set

Do you know your Digital Banking details?

You're all set

You're all set