Premier Bank Accounts

Open a Premier
Select Account

More than just an everyday bank account

What you'll get with a Premier Select account

£100 switch offer

No monthly fee

Expert help online or on phone, one-to-one support when you need it

Everyday banking tasks made easier with our mobile banking app. Criteria applies.

Contactless Visa Debit Card

To apply, you must be 18+ and a UK resident.

What would you do with £100? Switch and the choice is yours

Apply to Switch

Switch into a new or existing account with us by 19th November 2020. We may end this offer at any time
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Fill out your Switch details

Within 7 days The Current Account Switch Service will automatically move your existing payments and close your old account
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Switch criteria

Pay in at least £1,500 and log in to our mobile app or Digital Banking by 30th December 2020

Pay day

£100 will be paid to your Royal Bank account by the 29th January 2021

I already have a Premier Select account

Find out how to set-up and use your account.

To join Premier you'll need to be a permanent UK resident and meet one of these criteria:

Income

Minimum £100k sole income or £120k joint income paid into your Royal Bank account

Mortgage borrowings

£500k minimum mortgage borrowing with us

Savings or investments

Minimum £100k savings or investments held with us

More features

Mobile banking app

Our Premier branded mobile banking app is secure and easy to use.

Expert help, 24/7

Available online or on the phone, when and where you need it.

Visa debit card

Premier Select comes with a Contactless Visa debit card

No monthly fee

A bank account to get you started on your Premier journey.

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

How to open an account online

Have ID ready

We'll need some details from you, such as your address history, monthly income and ID.

Start your application

You can apply online right now if you are ready. Just use the section below to tell us about yourself.

How long will it take?

You should be able to complete the online application within an average lunch break.

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

 
are aged 18+ and a UK resident


You must also meet one of these criteria:

Minimum £100k sole income or £120k joint income paid into your Royal Bank account.

£500k minimum mortgage borrowing with us.

Minimum £100k savings or investments held with us.

Now please take a look at the important legal stuff

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Premier Select account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
If you have a current account, credit card, loan or savings account with the Royal Bank of Scotland please let us know.

To get the £100 switch offer you need to:

  • Apply to switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

Do you have a current account with Royal Bank?
What would you like to do today?
Do you know your Digital Banking details?
If you log in to Digital Banking we can pre-fill some of the application for you.

To get the £100 Switch offer you need to:

  • Apply to Switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

To get the £100 switch offer you need to:

  • Apply to switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

Switch offer:

Changing your existing account doesn't qualify you for our switching offer.

To qualify, you need to switch and close a current account held with another bank to your Royal Bank account.

You're all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

To get the £100 switch offer you need to:

  • Apply to switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to Royal Bank
  • The account number and sort code of your existing Royal Bank current account

The Current Account Switch Service will move everything across from your old bank account to your Royal Bank current account within 7 working days. 

Do you know your Digital Banking details?
If you log in to Digital Banking we can pre-fill some of the application for you.

To get the £100 switch offer you need to:

  • Apply to switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

To get the £100 switch offer you need to:

  • Apply to switch to Royal Bank by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Digital Banking by 30th December 2020

If you've had any cashback for switching to us (or NatWest/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a Utility bill or Bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.