Savings

We give you a
wealth of savings options

Short or long term, our accounts can help you save

Our Premier Banking Managers are here to help guide you through our wide range of savings products. From fixed term accounts to instant access and regular savings accounts, they’ll help you every step of the way.

Premium Saver

Be rewarded by earning bonus interest every month you leave your savings untouched

  • Exclusively available for our current account customers, aged 16 or over. Conditions apply.
  • Leave your savings untouched and receive bonus interest on amounts between £25,000 and £1 million.
  • Take money out if you need it, you’ll just receive a lower interest rate for that month.
  • Access your savings online, in branch or over the phone.

Savings accounts

Instant Saver account

A simple way to save with instant access to your money when you need it.

Instant Saver detail

Exclusively available for our current account customers, aged 16 or over

Open an Instant Saver Account with just £1

Access your money 24/7

 

Visit the Royal Bank personal website to find out more about Instant Saver.

Find out more and start your application

Cash ISA accounts

Make the most of your savings. Explore our range of ISAs and find the right one for you.

Cash ISA accounts details

Instant Access ISA

The Instant Access ISA is our instant access, tax-free savings account.

Fixed Rate ISA

If you’re confident you won’t need to access your money while you save, the Fixed Rate ISA means you know how much interest you’ll earn in advance.

Eligibility criteria and conditions apply.

 

Visit the Royal Bank personal website to compare and find the right ISA for you.

Find out more and start your application

First Saver

First Saver is our children's savings account. Opening a child's savings account is a great first step for children to learn how to be responsible with money.

First Saver in detail

Our First Saver account is a free instant access savings account available to children under 16. Accounts can be opened on behalf of a child or in their own name if aged over 7 (and with consent of a parent or guardian).

If the account is held by an adult in trust for a child, the child will become entitled to the funds when they reach age 16 if your address is in Scotland, or 18 if your address is elsewhere.

Start saving from as little as £1

Get a free Pigbybank

Access to Pigby World featuring fun savings tips and tricks

Adults can access funds in branch, by telephone, and online. Children will only be able to withdraw in branch

Find out more and start your application

 

Savings Builder

Our savings account that rewards you for saving regularly.

Savings Builder in detail

Earn up to 1.50% AER/Gross p.a. (variable) when you grow your savings by £50 or more each month

Exclusively available for our current account customers, aged 16 or over

Open this account with just £1

Immediate access to your money whenever you need it 

Visit the Royal Bank personal website to find out more about Savings Builder

Find out more and start your application

Fixed Term Savings

A fixed rate of interest means you know how much your savings will earn in advance.

Fixed Term Savings in detail

  • Choose either a 1 or 2 year fixed term.
  • Earn between 0.80% and 1.10% AER/Gross p.a. (fixed). Interest is calculated daily and paid on the first business day of every month. 
  • We'll be in touch before the maturity date to discuss your options. We can reinvest the money into another Fixed Term Savings Account or you can opt out.
  • If you need to access your money before the maturity date, you can close your account by giving us 35 days written notice. An Early Closure Charge may apply.

Eligibility criteria and conditions apply.

Visit the Royal Bank personal website to find out more about Fixed Term Savings.

Find out more and start your application

We're here to help

Your Premier Banking Manager has the expertise to steer you towards the savings and investments options that best match your savings goals. 

If you don't have their mobile number to hand, our customer support team (Premier 24) can book an appointment for you.