Current Accounts | Royal Bank Premier

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We have a range of accounts with
great everyday features to help
make banking easy

Compare our current accounts

Reward accounts are available in branch only, to UK Residents over 18 in Royal Bank of Scotland branches in Scotland and Holts, Drummond or Child & Co customers. Reward accounts are not available to Royal Bank of Scotland customers in England and Wales.


No fee

Our standard bank account

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£2 per month

A bank account that Rewards you

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£28 per month

An exclusive account for our Premier Customers

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To earn Rewards, you need to access online or mobile banking once every 3 months.

Plus, pay in £1,500 across the eligible personal current account(s) you hold with us, every calendar month.

Available to Premier Banking customers with a sole income of at least £100,000 or a joint income of £120,000 paid in to this account, or a Royal Bank mortgage of at least £500,000, or £100,000 in Royal Bank savings and investments.

To earn Rewards, you need to access online or mobile banking once every 3 months.


Not available with this account

Not available with this account

Worldwide travel insurance

Worldwide Airport Lounge Access

Travel Service

Preferential rates on travel money


Further information about account features and benefits

Insurance underwriting, mobile app availability and Apple Pay

All our travel insurance, car breakdown cover and home emergency cover is underwritten by U K Insurance Limited. Our mobile phone insurance is underwritten by Aviva.


App available to Digital Banking customers with a UK or international mobile number in specific countries.


To use Apple Pay in stores you need an iPhone 6/6S, 6/6S Plus or Apple Watch. Apple Pay can also be used to pay within apps on iPhone 6/6S, 6/6S Plus, iPad Air 2, iPad Pro and iPad Mini 3 and 4.

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