Rewarding you for banking with us - MyRewards | Royal Bank Premier

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Rewarding our

Premier customers

Helping you benefit from everyday spend

Rewarding you for banking with us

Rewarding you for banking with us

With our range of Reward accounts, you can get 2% back in Rewards on your household bills paid by Direct Debit, and at least 1% when you use your debit card at our partner retailers.  These household bills are council tax, gas, electricity, mobile, phone, TV and broadband. That means for every £100's of household bills you get £2 back.  Monthly fees and terms apply.


Reward accounts are available in branch only, to UK Residents over 18 in Royal Bank of Scotland branches in Scotland and Holts, Drummond or Child & Co customers. Reward accounts are not available to Royal Bank of Scotland customers in England and Wales.

Open a Reward account
Rewarding you for banking with us Reward Black account

Exclusively for Premier customers, our Reward Black account gives you worldwide travel insurance and airport lounge access, UK and European breakdown cover and 2% back in Rewards on selected household bills paid by direct debit, for £28 a month. All benefits apply to you and your joint account holder, if you have one, and most are available automatically.

If you already have Reward Black make sure you're making the most of your benefits. If you're considering opening an account, find out more before you apply.

Open a Reward Black account View and use Reward Black account benefits
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Rewarding you for banking with us Reward Black credit card

The Reward Black credit card could be the perfect partner for your Reward Black current account. You can earn 1% Rewards on your purchases in supermarkets (0.5% at their petrol stations) and get your credit card annual fee refunded if you have a Reward Black account. You also won't pay any foreign transaction fees when you use your credit card abroad.

Representative 37.1% APR (variable). Annual fee applies.

To apply you must be 18 or over, a mainland UK resident and earning over £15k p.a.

Get a Reward Black credit card
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