Take a look at our range of cards, compare benefits and find the right credit card for youSee if you're eligible without affecting your credit rating
A useful safety net with no annual fee
Maximum credit limit of £500
Build a credit profile
Manage online and in the app
Need a little help understanding credit cards?
See our frequently asked questions and view our credit cards guide to get your knowledge up to scratch.
How do I find out if I'm eligible for a credit card?
You can find out if you’re eligible for a credit card by simply entering a few details into our eligibility checker. We’ll show you how likely you are to be accepted for a Royal Bank credit card.
It takes just 2 minutes and has no impact on your credit rating.
How could a credit card help me?
Credit cards are a form of lending.
The card limit that you get given when your application is successful is classed as ‘borrowing’.
If you spend on your credit card, try to make sure that you pay off any debt in full as soon as you receive your bill as this helps make your credit file stronger and also minimises any interest you may pay. It will show you can borrow money, pay it back in time and stay within set limits.
Can I manage a Royal Bank credit card online?
Yes, Credit Card Online Service is the complete way to manage your Royal Bank credit card online.
You can set up alerts, use your credit card to pay bills, manage your personal details and view up to 18 months worth of statements.