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Credit cards

Do we have a card to suit your needs?

Our credit cards

Clear Rate Platinum Credit Card

A simple, low rate for all purchases and balance transfers, with no balance transfer fee. Annual fee applies. 

Representative 11.1% APR (variable)


To apply you need to be aged 18 or over, UK resident and earn at least £10,000.

Find out more

Credit card tools

Helping you decide

Use our Approval Indicator to see if you are likely to be approved for a RBS credit card. 

Or, find out how much you can afford to pay off your credit card balance with our interactive budget calculator. 

Existing customers

Already have a RBS credit card?

Digital Banking

Manage your card in detail with Credit Card Online Services or Digital Banking.

Digital Banking
Credit Card Online Services

Mobile app

Got a RBS current account and a credit card? Manage your money with our app. 

More about the app

MasterCard offers

MasterCard customers can now make great savings on some fantastic online deals.

Find out more

Credit Card Online Services available to all personal and private RBS credit card customers.
Digital Banking available to RBS account customers who have a debit card.
Mobile app available to customers who use Digital Banking and have a UK mobile number starting 07.  

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Credit card information

Avoiding credit card fees & charges

Understand what fees and charges relate to your credit card account, and check our tips on how to avoid them. 

More about credit card fees & charges

Credit cards

Frequently asked questions

Any questions?

Credit Cards

Looking for a credit card?

Our credit cards Approval Indicator
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