Photo: father and daughter in the garden

Credit cards

Do we have a card to suit your needs?

Our fairer credit cards
To apply you must be earning over £10k p.a. and be a UK resident. Over 18s only.

Rewards with the Cashback Plus Credit Card

Earn Rewards every time you shop

1% on ALL supermarket shopping (excluding petrol forecourts)

At least 1% on ALL shopping at Cashback Plus retailers

1% on ALL contactless transactions until 31st March 2015

0.5% on ALL other purchases at home and abroad

No balance transfer fees - just one £24 annual fee

Representative example

 Purchase rate
 12.9% p.a.

 17.4% APR

 Assumed credit

 Annual fee


Your actual credit limit will depend on our credit assessment of you, and the actual APR you receive will depend on your circumstances.

To apply you must be earning over £10k p.a., be resident in mainland UK and over 18 years old.

Credit card tools

Helping you decide

Use our Approval Indicator to see if you are likely to be approved for a RBS credit card. 

Or, use our budget calculator to work out how much you could pay off your credit card debt each month.

Existing customers

Already have a RBS credit card?

Digital Banking

Manage your card in detail with Credit Card Online Services or Digital Banking.

Digital Banking
Credit Card Online Services

Mobile app

Got a RBS current account and a credit card? Manage your money with our app. 

More about the app

MasterCard offers

MasterCard customers can now make great savings on some fantastic online deals.

Find out more

Credit Card Online Services available to all personal and private RBS credit card customers.
Digital Banking available to RBS account customers who have a debit card.
Mobile app available to customers who use Digital Banking and have a UK mobile number starting 07.  


Credit card information

Avoiding credit card fees & charges

Understand what fees and charges relate to your credit card account, and check our tips on how to avoid them. 

More about credit card fees & charges

Credit cards

Looking for a credit card?

Our credit cards Approval Indicator
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