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Credit cards

Do we have a card to suit your needs?

Our fairer credit cards
To apply you must be earning over £10k p.a. and be a UK resident. Over 18s only.

How well do you know your 0% credit card?

Video

How well do you know your 0% credit card?

36% of customers are still paying interest on their balance at the go-to interest rate for more than 6 months after the end of their promotional period. This could cost them hundreds of pounds in interest payments. 

We asked customers how well they know their 0% credit card. Watch the video to see what we found out. 

Find out how we're making credit cards fairer

It's time for fairer credit cards

Our Clear Rate Platinum Credit Card has one simple, low rate of 6.9% p.a. (variable) for balance transfers and purchases, and no balance transfer fees. There's just one simple annual fee of £24.

Representative example
Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200.
Standard interest rate for purchases: 6.90% p.a. (variable), Annual fee: £24

Your actual credit limit will depend on our credit assessment of you, and the actual APR you receive will depend on your circumstances.

To apply you need to be aged 18 or over, UK resident and earn at least £10,000.

Find out more

RBS Clear Rate Platinum Credit Card

Credit card tools

Helping you decide

Use our Approval Indicator to see if you are likely to be approved for a RBS credit card. 

Or, use our budget calculator to work out how much you could pay off your credit card debt each month.

Credit cards

It's time for fairer credit cards

We are no longer offering credit cards with low introductory rates that rise suddenly when the offers expire. We believe credit cards should be more helpful for the long run so we’ve withdrawn our 0% balance transfer credit cards. It's fair, it's transparent. That's the sort of bank we want to be.

Find out why we think we're fairer

Existing customers

Already have a RBS credit card?

Digital Banking

Manage your card in detail with Credit Card Online Services or Digital Banking.

Digital Banking
Credit Card Online Services

Mobile app

Got a RBS current account and a credit card? Manage your money with our app. 

More about the app

MasterCard offers

MasterCard customers can now make great savings on some fantastic online deals.

Find out more

Credit Card Online Services available to all personal and private RBS credit card customers.
Digital Banking available to RBS account customers who have a debit card.
Mobile app available to customers who use Digital Banking and have a UK mobile number starting 07.  

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Credit card information

Avoiding credit card fees & charges

Understand what fees and charges relate to your credit card account, and check our tips on how to avoid them. 

More about credit card fees & charges

Credit cards

Frequently asked questions

Any questions?

Credit cards

Looking for a credit card?

Our credit cards Approval Indicator
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