We want to build a better bank for you. So it's goodbye to short term teaser rates that jump up when the offer ends. Also, we won't charge you a fee for missing a credit card payment by just a day.
Mainland UK means Scotland, England, Wales and Northern Ireland and specifically excludes the Channel Islands, the Isle of Man and Gibraltar.
The Private Black Credit Card is one of a range of benefits of the RBS Black Account. The RBS Black Account costs £24 a month. To apply for a Black Account you must have a sole income of at least £100,000 paid into your RBS account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.
Interest on fees and charges is payable in line with our terms and conditions. You can transfer balances of any amount up to 95% of your available credit limit.