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Our credit cards

Introducing our fairer, simpler credit cards

To apply you need to be UK Resident, aged over 18 and earn at least £10,000

Cashback Plus Credit Card
Representative 17.4% APR (variable)

Clear Rate Platinum Credit Card
Representative 11.1% APR (variable)


Balance transfer & purchase rate

12.9% p.a. (variable)

6.9% p.a. (variable)

Balance transfer fee



Rewards redeemable for cashback

Interest on cash advances

12.9% p.a.

12.9% p.a.

Cash advance fee

3% handling fee (min £3)

3% handling fee (min £3)

Non-sterling transaction fee



Annual fee    



Representative example

Your actual credit limit will depend on our credit assessment of you. The actual APR you'll receive will depend on your circumstances.

Standard interest rate for purchases: 12.9% p.a. (variable)
Representative 17.4% APR (variable) based on an assumed Credit Limit of £1,200
Annual fee: £24

Standard interest rate for purchases: 6.9% p.a. (variable)
Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200
Annual fee: £24

Approval Indicator

Check your eligibility

Simply enter a few details into our Approval Indicator tool and we'll show you how likely you are to be accepted for a RBS credit card.

Interest and balance transfers

A few things you need to know

  • Interest on fees and charges is payable in line with our terms and conditions. 
  • You can transfer balances of any amount up to 95% of your available credit limit. 

Further assistance

We're here to help

Support Centre

We've tried to make choosing and applying for a credit card as easy as possible. If you require any further help, our web chat team may be able to help. You can also call or visit us in branch. 

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