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The Faster Payments service allows participating banks to provide same day processing of electronic payments such as funds transfer, bill payments and standing orders. This means that payments to your RBS credit card made on the internet, by telephone or in any branch of RBS by Cash or Single Branch Payment will usually be applied to your available funds within two hours regardless of when the request is received. Payments may take longer to appear on your account (generally within two days) but will be back dated to the date the payment is made.
Cheques will generally take up to three days to clear and for the payment to be accepted and shown in your account.