RBS current accounts
Making everyday banking easy
Just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Available on our personal current accounts held in mainland UK, except for Basic, Key and Cash accounts and current account mortgage products. Over 18's only.
Find out more about Cashback Plus
Feel rewarded everyday
With award winning Cashback Plus Rewards when you’re shopping. Use your RBS Visa Debit card on qualifying purchases at participating retailers. Available on our personal current accounts held in mainland UK, except for Basic, Step and Cash accounts and current account mortgage products. Over 18's only.
It’s easy to switch to RBS
Switching your banking to us is simple and hassle free.
We’re part of the Current Account Switch Service, and have an expert team who will move your banking to us in just 7 working days.
For those unexpected costs
An overdraft is a simple way to borrow funds for a short period of time to tide you over. You can apply for an overdraft with us, and you can also manage your overdraft by requesting an increase or decrease in your arranged limit.
Protecting your money
Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.