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Compare our Current Accounts

Our Reward accounts for customers in Scotland

RBS customers in Scotland can apply for our Select account online. All other Reward accounts are available to apply for in one of our RBS Scotland branches. Please note that Reward accounts are not available to RBS customers in England and Wales.

 

Compare our current accounts

SELECT

No Fee

An everyday account to make life easier

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REWARD

£3 monthly

A current account that Rewards you

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REWARD SILVER

£12 monthly

An account that reflects your lifestyle

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REWARD PLATINUM

£18 monthly

An account for you and your family

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REWARD BLACK

£28 monthly

An account for our Private Customers

Find out more
Conditions

18 or over and a UK resident

18 or over and a UK resident

18 or over and a UK resident

18 or over and a UK resident

18 or over, and a UK resident with either £100,000 sole income to be paid into this account, a RBS mortgage of at least £300,000 or £100,000 in RBS savings and investments

Overdraft - subject to eligibility

£10 interest free threshold

£10 interest free threshold

£10 interest free threshold

£250 interest free threshold

£500 interest free threshold

Mobile Banking
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
Other Features
My Rewards

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Royal Bank of Scotland you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Key or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Royal Bank of Scotland you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Key or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Royal Bank of Scotland you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Key or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Royal Bank of Scotland you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Key or current account mortgage products).

Travel

European travel insurance

Preferential rate on travel money

European annual multi trip travel insurance

  • Covers you and joint account holders
  • Existing medical conditions are excluded unless declared and cover confirmed
  • Anyone covered by the policy aged 70 years and over must pay an additional annual premium of £50 per person
 

 

Worldwide travel insurance

Preferential rates on travel money

Travel service

Worldwide annual multi trip travel insurance

  • Covers account holder, their partner and their dependant children
  • Existing medical conditions are excluded unless declared and cover confirmed
  • Anyone covered by the policy aged 70 years and over must pay on additional annual premium of £50 per person.
     
Travel Service

  • 10% off the published base price on holidays, cruises, flights and hotels with a number of major tour operators

Worldwide travel insurance

Worldwide Airport Lounge Access

Travel Service

Preferential rates on travel money
 

Worldwide annual multi-trip travel insurance

  • Covers account holder, their partner and their dependant children
  • Existing medical conditions are excluded unless declared and cover confirmed

Travel Service

  • 10% off the base price of holidays including cruises with a number of major tour operators
  • Complimentary car hire upgrade when booked through this service

Protection

Mobile Phone Insurance for up to 2 phones

Mobile Phone Insurance for up to 2 phones

UK Car Breakdown Cover including Homecall

Mobile Phone Insurance for up to 4 phones

UK & European Car Breakdown Cover including Homecall

  • There is no vehicle age limit for UK journeys. European cover only applies for vehicles less than 16yrs old at the start of the trip.

Home Emergency Service

Lifestyle

Ticket Service - 25% cashback

tastecard membership

National Trust days out

  • 2 family passes


tastecard membership

Ticket Service - 25% cashback

24/7 Concierge Service

Joint Bank Accounts

Everything you need to know about having a joint bank account. 

Find out more

RBS current accounts

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