Compare Current Accounts | Royal Bank of Scotland

Compare our Current Accounts

Our accounts for customers in Scotland

Select accounts are available online

Reward accounts are available in branch only, to UK Residents over 18 in Royal Bank of Scotland branches in Scotland and Holts, Drummond or Child & Co customers. Reward accounts are not available to Royal Bank of Scotland customers in England and Wales

Compare our current accounts

SELECT

No fee

Our standard bank account

Apply online

REWARD

£2 per month

A bank account that Rewards you

Find out more

REWARD SILVER

£12 per month

Rewards and lifestyle benefits

Find out more

REWARD PLATINUM

£19 per month

Rewards and even more benefits

Find out more

REWARD BLACK

£28 per month

An account for our Premier customers

Find out more

Not available with this account

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Further information about account features and benefits

Reward eligibility, insurance underwriting and mobile app availability

Reward Account eligibility

To earn Rewards on your household bills, you’ll need to pay £1,500 into any personal current account(s) you have with us (as long as it’s not a Foundation, Basic or mortgage current account) every calendar month. The £1,500 can’t be transferred from another Royal Bank current account or savings account that you have with us. You must also log into digital or mobile banking at least once every three months. Otherwise, we may not pay Rewards on household bills and we may convert your Reward account to a Select account.

 

Reward Silver and Reward Platinum eligibility

To keep earning Rewards on your household bills, you must log into digital or mobile banking at least once every three months. 

 

All our travel insurance, car breakdown cover and home emergency cover is underwritten by UK Insurance Limited. Our mobile phone insurance is underwritten by Aviva.

 

App available on selected smartphones, to Royal Bank customers with Digital Banking and a UK mobile number beginning 07.

Royal Bank current accounts Need help choosing a current account?
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