Overlay

Home Insurance

Insure your home, its contents or both

  • Rated Which? Best Buy 2023 for our Standard & Elite buildings insurance and Elite contents insurance.
  • 1 in 7 chance of winning back the cost of your annual home insurance premium if you take out a policy between January 16th and March 27th 2024. New policies, UK residents & over 18s only, policy must be active at time of draw, Terms apply. See how your data will be used in conjunction with this prize draw. 

Insure your home and be in with a 1 in 7 chance of winning back your annual premium

If you take out Royal Bank home insurance between 16th January and 27th March, you will be entered into a draw where you could win back the cost of your annual home insurance premium.

New policies, UK residents & over 18’s only, policy must be active at time of draw, T&Cs apply. See how your data will be used in conjunction with this prize draw. 

Our home insurance at a glance

Personalise your cover with our simple range of optional extras to suit your needs.

No fees – we don’t charge an administration fee if you want to make changes to your policy.

Pay annually or spread the cost and pay monthly at no extra cost.

With 0% interest, there’s no extra cost if you choose to pay monthly. Over 18s only, subject to eligibility and credit agreement.

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Buildings and contents insurance

Combined buildings and contents insurance for home owners

Buildings insurance

Cover against incidents and emergencies that damage the structure of your home

Contents insurance

Flexible cover for loss and damage to your personal belongings

Renters insurance

A lighter level of contents cover that’s been especially created for tenants and students

Woman looking out the window

Premier insurance

Get an enhanced level of cover and personalised support from a dedicated team when you take out a premier insurance policy. Underwritten by U K Insurance Limited.

We will share your personal details (i.e. policy start date and number, your name, postal and email addresses and contact telephone number) with our third party, Simply Thank You for the purpose of fulfilment of the offer. Simply Thank You will keep your details on record for 6 months. For full details of our Privacy policy click here.

All okay? Start your quote

It could take you less than 5 minutes.

Please read this important information: What you need to know about Royal Bank of Scotland (PDF, 114KB) or request a paper copy before you get a quote.

Something else we can help you with?