Buildings and Contents Insurance UK - Home Insurance - Royal Bank of Scotland

House keys hanging on a coat hook in a home

Building & Contents Insurance

Get a quote
Would you like a quote for… Combined Buildings and Contents insurance?
 We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
 
 Contents replaced without reductions for wear and tear
 
 Receive 10% extra cover at Christmas at no extra cost
 

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

Important documents to read and save/print before applying:
How we use your informationLegal Information and our Key facts (PDF)


How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Retrieve quote
Underwritten by U K Insurance Limited

Our Buildings and Contents insurance takes care of the finer details, and with the price fixed for three years, it's one less thing to worry about

You can really relax with our home insurance cover. When you take out a policy with us, we’ll fix the price for the next two renewals, so you’ll know exactly what you’ll be paying. 

How our fixed price policy works 

The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Quotes are valid for 90 days. Underwriting criteria apply. Underwritten by U K Insurance Limited.
 

Select from our two levels of cover

Standard

Our most popular product, offering flexibility to adjust to your needs 

Get a quote
Would you like a quote for… Combined Buildings and Contents insurance?
 We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
 
 Contents replaced without reductions for wear and tear
 
 Receive 10% extra cover at Christmas at no extra cost
 

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

Important documents to read and save/print before applying:
How we use your informationLegal Information and our Key facts (PDF)


How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Elite

All the benefits of Standard, with higher levels of cover 

 

Get a quote
Would you like a quote for… Combined Buildings and Contents insurance?
 We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
 
 Contents replaced without reductions for wear and tear
 
 Receive 10% extra cover at Christmas at no extra cost
 

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

Important documents to read and save/print before applying:
How we use your informationLegal Information and our Key facts (PDF)


How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Building cover

Up to £1m

Unlimited

Contents cover

£50,000
(new for old) 

£100,000
(new for old & matching items) 

Accidental damage

Optional

 

Contents away from your home

£5,000

£10,000

Personal possessions

£2,500
(optional) 

£5,000
(included) 

Home Emergency Cover

£500 cover
(optional) 

£500 cover
(optional) 

Special Events

10% increase of sums insured 

10% increase of sums insured 

Legal Cover

£100,000
(optional) 

£100,000

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