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Buildings Insurance

Home insurance cover designed for just your property, without the contents

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Underwritten by
U K Insurance Limited

Standard and Elite cover is currently only available to existing RBS customers

If the unexpected happens, RBS Buildings Insurance can help you with costs if you incur damage to your home to help keep your mind free from worry.

 

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Unlimited Buildings cover available on Elite cover


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Alternative accommodation starting from £25,000

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We’ll replace your locks on any external doors if your keys are lost or stolen

Buildings Insurance

Cover at a glance

For full details of cover, any limitations and significant exclusions, please view the policy document. 

RTE

Standard

Elite

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defaqto-5-star-home-insurance-logo View policy document

  

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Buildings Cover

Standard

Elite

Extras

Standard

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Elite

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Standard

Elite

View policy document

  

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defaqto-4-star-home-insurance-logo
View policy document

  

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defaqto-5-star-home-insurance-logo

For full details of cover, any limitations and significant exclusions, please view the policy document. 

Discounts & savings

Cover yourself for less

Good news - insuring your valuables has never been so appealing with our Home buildings and contents insurance discounts.

 If you've already got car insurance with us, mark this on the application form and enjoy an extra 10% discount

 If you'd like to pay monthly, we won't charge you for it.

Subject to credit agreement, eligibility and minimum premium. Credit facilities: Over 18s only.
Representative 0.0% APR.

Conditions relating to all discounts
Discounts apply in the first year of cover. If more than one discount applies then these will be deducted consecutively from your individual annual premium. Offers can be withdrawn at any time. Quotes are valid for 90 days. Home insurance discounts apply to Standard and Elite cover, but exclude optional home emergency cover and family legal protection. Underwriting criteria apply.

What you need to know

New customers – read before you apply

Please make sure you've read the following information before getting a quote, and also save/print the Key Facts document.

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit the Adobe accessibility pages.

Monthly payments. Subject to eligibility and credit agreement. Credit facilities: Over 18s only. Representative 0.0% APR.

RBS Home Insurance is underwritten by U K Insurance Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 202810.

Helpful information

Full policy details

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit the Adobe accessibility pages.

Standard Policy Summary PDF Standard Policy Booklet PDF
How to make a claim Customer Services

Buildings Insurance

Get in touch

Standard & Elite home insurance

Call 0800 051 1450

 

Minicom 0800 051 3030

 

Essentials home insurance
Call 0845 301 5724

 

Minicom 0800 404 6161 

 

Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
Sun 10am - 5pm
Bank Holidays 9am-5pm
(excluding Christmas Day, Boxing Day, New Years Day and Easter Sunday)

Calls may be recorded.

Find your nearest branch

If you purchased your policy before May 2005 please call us for a copy of your policy documents.

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here or visit www.fscs.org.uk.

Buildings Insurance

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