Buildings Insurance - Get Buildings Insurance Quotes - Royal Bank of Scotland

Two house keys hanging on a coat rack

Buildings Insurance

Relax...
Fix your home insurance price for three years

Get a quick quote
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Retrieve quote Existing customers
Fixed price ends if we make a claim payment. Price may change if you amend your policy or Insurance Premium Tax changes.

Underwritten by U K Insurance Limited

If the unexpected happens, Royal Bank of Scotland Buildings Insurance can help you with costs if you incur damage to your home. And with the price fixed for three years, it’s one less thing to worry about.
 

You can really relax with our home insurance cover. When you take out a policy with us, we’ll fix the price for the next two renewals, so you’ll know exactly what you’ll be paying.
 

Get a quote
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

 

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Quotes are valid for 90 days. Underwriting criteria apply. Underwritten by U K Insurance Limited.

A typical street of terraced houses

Unlimited Buildings cover available on Elite cover

Mother and child checking at a hotel reception after an incident which means they currently can't live in their own home

Alternative accommodation starting from £25,000

A lonely pair of house keys left on the ground having been dropped by their owner

We’ll replace your locks on any external doors if your keys are lost or stolen

Excellent levels of cover Two levels of cover to choose from


For full details of cover, any limitations and significant exclusions, please view the policy document.

RTE

Standard

Our most popular product, offering flexibility to adjust to your needs

Elite

All the benefits of Standard, with higher levels of cover

   Get a quote   
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

   Get a quote   
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Buildings coverThe total amount of your cover -
This is the amount we will pay up to for the costs of repairs or rebuild of your home.

up to £1M

Unlimited

Alternative Accommodation Cover for accommodation in the event of a claim - If your home is not fit to be lived in, we will pay the cost of reasonable alternative accommodation for you, your family and your domestic pets

£25,000

£50,000

Trace and Access Cover for locating and gaining access - We will pay for the cost of removing and replacing any part of the building to find the source of any water escaping from tanks, pipes, equipment or fixed heating system in the building.

£5,000

£10,000

Lock Replacement Cover in the event your keys are lost or stolen -
We will pay the cost of replacing and fitting locks to the outside doors of your home if the keys to your home have been lost or stolen.

Reasonable costs if keys lost/stolen

Reasonable costs if keys lost/stolen

Emergency Entries To cover forced entry by the emergency services - We will pay for damage to the building caused when the fire brigade, the police or the ambulance services need to make a forced entry because of an emergency to you or any member of your family

up to cost incurred

up to cost incurred

Accidental Damage Cover for areas of the home you're responsible for - We will pay for accidental damage to internal pipes, or DIY accidents like hammering a nail through a pipe behind a wall which you are responsible for and which provide services to or from your home.

Optional

No charge for
monthly payments No additional cost to pay monthly - If your premium for the year is more than £70 you can choose to spread the payments over 12 months with no additional cost.
Representative 0.0% APR



Policy summaries

Standard summary
Elite summary

Policy documents

Standard policy
Elite policy

  

   Get a quote   
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

  

   Get a quote   
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

 

Need higher levels of cover? Have a look at Private home insurance

What you need to know New customers – read before you apply

Please make sure you've read the following information before getting a quote, and also save/print the Key Facts document.

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit the Adobe accessibility pages.

Monthly payments. Subject to eligibility and credit agreement. Credit facilities: Over 18s only. Representative 0.0% APR.

RBS Home Insurance is underwritten by U K Insurance Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 202810.

Helpful banking Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy then the FSCS will pay 90% of your claim on your home and pet insurance and 100% on your life and motor insurance, with no upper limit.

Further information is available here (650K PDF) or visit www.fscs.org.uk.

Buildings Insurance Get your quote today
Get a quick quote
Would you like a quote for… Buildings only insurance?
 Alternative accommodation cover up to £50,000
 
 We cover accidental damage to drains, pipes, cables and tanks
 
 We’ll replace your locks if your keys are lost or stolen

If your property is in Northern Ireland
please call 0800 051 1450
(Minicom 0800 051 3030)

 

 

Important documents to read and save/print before applying: 
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Retrieve Quote
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